LendingClub · 1 day ago
Sr Credit Strategy Analyst
San Francisco, CA
Full-time
Onsite
Mid, Senior Level
$109K/yr - $125K/yr
2+ years expLendingClub Corporation is the leading digital marketplace bank in the U.S., dedicated to helping members achieve their financial goals. In this role, you will manage and craft risk strategies, develop underwriting and pricing strategies for personal loans, and track performance metrics to optimize financial outcomes.
Consumer LendingCreditFinanceFinancial ServicesFinTechLendingPeer to PeerPersonal Finance
Responsibilities
Develop, implement and handle credit risk strategies that involve elements of credit underwriting, pricing, loan amount assignment and verification based on an estimation of probability of default
Design A/B tests to help understand risk return tradeoffs using hypothesis testing frameworks
Craft automated dashboards to track KPIs around funnel conversion and strategy/portfolio performance; summarize and present findings to senior management
Use analytical techniques to mine loan performance data and identify pockets of underperformance and conduct root cause analysis to help recommend risk mitigation strategies
Measure credit expansion opportunities to optimize risk-adjusted revenue
Expand existing set of data used in credit decisioning process by evaluating information; value of non-traditional data sources and by re-engineering use of existing data elements
Work closely with technology teams to ensure new strategies are implemented accurately and as designed
Qualification
Required
2-3 years of experience in some combination of credit, analytics, risk management, and data science
Bachelor degree or higher in a quantitative background (e.g. Statistics, Math, Engineering, Economics); or equivalent work experience
You have technical skills using as SQL/SAS, R/Python
Hands on experience with BI/data visualization tools (like Tableau or Excel to create dashboards)
Excellent written and verbal communication skills
Benefits
Medical, dental and vision plans for employees and their families
401(k) match
Health and wellness programs
Flexible time off policies for salaried employees
Up to 16 weeks paid parental leave
Company
LendingClub
Since our founding in 2007, we have transformed the banking industry by bringing a traditional credit product - the installment loan - online and we’ve been on the fast track ever since.
1001-5000 employees
H1B Sponsorship
LendingClub has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2023 (3)
2022 (26)
2021 (19)
2020 (106)
Funding
Current Stage
Public CompanyTotal Funding
$392.23MKey Investors
Kleiner PerkinsUnion Square VenturesFoundation Capital
2017-04-09Post Ipo Equity
2014-12-11IPO
2014-08-22Series Unknown
Leadership Team
Scott Sanborn
CEO
Drew LaBenne
Chief Financial Officer
Recent News
p2p-banking.com
2025-12-24
2025-11-24
Company data provided by crunchbase