Lead Equipment Finance Credit Underwriter jobs in United States
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Wells Fargo · 9 hours ago

Lead Equipment Finance Credit Underwriter

Wells Fargo is seeking a Lead Equipment Finance Underwriter within our Commercial Capital group. The role involves underwriting and managing titled vehicle vendor, leasing or finance, and third-party origination programs, requiring strong analytical skills and decision-making capabilities.

BankingFinancial ServicesFinTechInsurancePayments
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Responsibilities

Lead complex initiatives for researching financial and credit information for larger and more complex commercial or business loan and lease requests
Assist in structuring and approval of loan or leases within delegated authority and recommend transactions in excess of credit authority
Review and research financial and credit information for larger and complex loans and lease requests that require in-depth evaluation
Make decisions in complex and multifaceted situations requiring exceptional understanding of the Equipment Finance Underwriting functional area, policies, procedures, and compliance requirements
Collaborate and consult with peers, colleagues, and managers to achieve business objectives
Mentor or review analysis of less experienced individuals
Lead projects and approve transactions in excess of their credit authority

Qualification

Equipment Finance UnderwritingCash Flow AnalysisFinancial AnalysisDocument NegotiationMicrosoft Office ProficiencyIndustry ExperienceCommunication Skills

Required

5+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Preferred

Strong cash flow analysis skills
Familiarity with various collateral types
Document negotiation skills
Financial Analysis experience
Experienced and proficient with Microsoft Office suite of products, including Excel, Word and PowerPoint
Experience working across multiple industries in an underwriting capacity (i.e. construction, transportation, industrial, manufacturing)
Experience working on transactions >$15MM
Strong communication skills with experience presenting to Senior Leadership and communicating with external clients

Benefits

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement

Company

Wells Fargo

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Wells Fargo & Company is a financial services firm that provides banking, insurance, investments, and mortgage services.

Funding

Current Stage
Public Company
Total Funding
unknown
1978-10-06IPO

Leadership Team

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Charlie Scharf
CEO
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Fernando Rivas
CEO of Corporate & Investment Banking
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Company data provided by crunchbase