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Visio Lending · 3 days ago

Remote Mortgage Underwriter I

United States

Full-time

Remote

Entry, Mid Level

$29.80/hr - $40.04/hr

2+ years exp

Visio Lending is the nation’s leader in rental home financing, enabling small- to medium-sized investors to grow their rental home portfolios. The Underwriter I is responsible for evaluating and analyzing loan documents to ensure compliance with company policies and regulatory requirements while maintaining loan quality and supporting team workflows.

FinanceFinTechLendingReal EstateReal Estate Investment

Responsibilities

Review and evaluate loan documents to determine borrower eligibility and identify potential fraud

Identify when a file deviates from standard requirements and escalate when needed

Complete underwriting tasks according to program requirements, internal guidelines, and legal/regulatory standards

Ensure loans follow investor and company policies, SOPs, and compliance rules

Maintain acceptable turnaround times and service-level expectations

Review corporate documentation for entity borrowers

Research property taxes to determine appropriate escrows

Review title commitments to ensure alignment with company and investor guidelines

Confirm all lending conditions are met prior to closing

Assist underwriters by responding to urgent or time-sensitive emails to manage workflow volume

Run QC tools (FraudGuard, LexisNexis, etc.) and update system records accurately

Provide excellent customer service throughout the underwriting process

Collaborate cross-functionally to support efficient workflows and process improvements

Completing other responsibilities and duties as assigned based on business needs

Qualification

Non-QM documentationManual underwritingDocumentation reviewCalyx PointSalesForceTime managementMicrosoft WordMicrosoft ExcelProactiveTech-savvyTeam-oriented