Nodak Insurance Company ยท 1 day ago
Property Claims Representative
ND
Full-time
Onsite
Mid Level
$60K/yr - $75K/yr
3+ years expNodak Insurance Company is seeking a Property Claims Representative who will investigate, negotiate, and settle claims of a more serious nature under general supervision. The role involves establishing relationships with claimants and ensuring prompt claim service while handling various responsibilities related to claims management.
AgricultureAuto InsuranceFinancial ServicesHealth InsuranceInsuranceLife Insurance
Responsibilities
May be responsible for the set-up of claims, including taking loss reports, establishing a claim file either through automated or manual systems, and obtaining policy information through the use of computer or direct contact with agents or company personnel
Performs a thorough investigation of the loss, including securing recorded or signed statements, medical records and reports, proof of loss, police reports, diagrams, photographs, or testimony from technical experts
Investigation may be tedious and involve exploring less accessible sources
Secure assistance of specialists or outside vendors where personal judgment dictates the cost effectiveness and need for these services
Interprets coverage and liability issues on the majority of cases, seeking advice on only the most involved cases or those with dollar values exceeding personal authorization. This includes reviewing policy language and endorsements as well as using reference materials to determine legal precedent. On claims where investigation warrants denial, prepares denial materials including documentation, and communicates the decision to the affected parties
Evaluates and appraises losses and applies deductibles, betterment, and depreciation principles in arriving at a settlement amount. This may include writing estimates and acquiring agreed-upon prices for property damage as well as assessing bodily injury and related awards for personal injury cases
Reviews all bills and estimates prior to making a settlement or seeking a settlement authority to determine applicability for payment under policy provisions
Prepares drafts, negotiates settlements, and performs all tasks required to close a case and effect efficient and fair settlement of claims. This may include the proper handling of subrogation and disposal of salvage or property owned by the Company to reduce paid loss amounts
Prepares all worksheets, forms, documentation, and reporting duties to create a file that is capable of being used by others to monitor progress or continue efficient handling of a claim
Responsible for providing an acceptable work space to work out of their home and comply with the Company's Telecommuting Agreement
Qualification
Required
Bachelor's Degree or equivalent
Experience at the claim representative level with the ability to handle more complex cases with only general supervision
Generally acquired at about 3 years of experience
AIC, Agents Property and Casualty License (by state)
Must be able to readily interpret policy language, liability, and negligence law on more involved cases and perform research when required
Must have knowledge of claim values and establish the value of the majority of assigned cases
Must have knowledge of claim procedures and legal requirements for proper claim handling
Access and enter information accurately into the CRT
Prepare written worksheets, forms, and other documentation to enable efficient claim handling
Record numerous reports, letters, and file documentation for transcription by appropriate staff
Maintain acceptable attendance as defined in the company personnel policy
Company
Nodak Insurance Company
Nodak Insurance Company is an insurance brokerage firm that provides auto, home, life, business, farm, and crop insurance coverages.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Cindy Launer
Non Executive Director
Recent News
NI Holdings, Inc.
2025-10-11
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