Synovus · 1 day ago
ABL Underwriter/Portfolio Manager, Sr
Synovus is a financial institution focused on managing Asset Based Loans. The Senior ABL Underwriter/Portfolio Manager is responsible for managing documentation, closing loans, and maintaining relationships with clients while ensuring compliance with bank policies and procedures.
BankingFinanceFinancial Services
Responsibilities
Performs on-going borrower relationship development and maintenance, including client on-site visits and telephone contact with borrower's senior management to maintain effective knowledge of the borrower's current performance and future needs and strategies
Assists Commercial and Corporate Bankers within the Synovus system with the qualification of prospects as potential ABL customers
Works closely with Bankers and ABL senior management during the new deal process, including reviewing field exams, reviewing loan approval forms, determining reporting requirements, determining borrowing base requirements, reviewing loan documents with borrower and attorney, and establishing relationships with borrower's management
Reviews and evaluates monthly financial and collateral performance, including spreading and analyzing financial statements and budgets, reviewing collateral trends, and verifying borrower compliance with all financial covenants and reporting requirements. Ensures compliance with Synovus corporate policies and procedures
Assumes responsibility for the ABL relationship once the loan has closed, including handling any advance requests, assuring borrower is performing in compliance with covenants, and recommending changes to existing relationship to Bankers and ABL Senior Management. Assumes a leadership role in the ABL Department assisting others in portfolio manager or new business activities as needed
Develops a comprehensive understanding of borrower's performance based on the monthly review and analysis of financial data and trends, in order to proactively address any needs or issues the borrower may have
Responsible for maintaining the credit quality of the assigned portfolio by constant management and monitoring, reacting quickly and developing strategies for addressing weaknesses or changes in the borrowers performance or collateral. Makes the necessary recommendations to ABL management and Synovus lenders to protect the assets of the bank
Responsible for maintaining the credit quality of the ABL portfolio by reacting quickly and developing strategies for addressing weaknesses in borrowers' performance or collateral
May supervise lower-level ABL Portfolio Managers. Provides leadership, direction and growth opportunities, performing those responsibilities in accordance with the Company's policies and applicable laws. May participate in interviewing, hiring, planning, assigning or directing work, appraising performance if requested by division leadership. May work with division leadership to resolve more complex team member-related issues
Each team member is expected to be aware of risk within their functional area. This includes observing all policies, procedures, laws, regulations and risk limits specific to their role. Additionally, they should raise and report known or suspected violations to the appropriate Company authority in a timely fashion
Performs other duties and responsibilities as directed by the Sr. Director, Asset Based Lending
Qualification
Required
Bachelor's Degree in Business Administration, Finance, Accounting, or related field, or an equivalent combination of education and experience
Eight (8) years of lending experience as a Commercial Lender with at least five (5) as an Asset Based Lender
Advanced knowledge of ABL loan regulations
Knowledge of ABL lending systems
Proven strong credit and analytical skills, with ability to analyze complicated borrower requests
Ability to gather information and provide appropriate solutions
Ability to effectively communicate with borrower's senior management, Synovus lenders and management, and outside professionals
Proven management skills
Strong customer service skills
Organizational skills and attention to detail
Strong oral and written communication skills
Preferred
Proficient with Microsoft Word, Excel, and PowerPoint
Knowledge of STUCKY ABL system
Experience with problem loans
Company
Synovus
Synovus is a financial services company that provides commercial banking, retail banking, investment, and mortgage services.
H1B Sponsorship
Synovus has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (3)
2024 (3)
2023 (1)
2022 (2)
Funding
Current Stage
Public CompanyTotal Funding
$1.5B2025-12-09Post Ipo Debt· $500M
2025-07-24Acquired
2024-10-29Post Ipo Debt· $500M
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