Apply on Employer Site

SouthState Bank · 6 hours ago

Consumer Loan Processor (FL, GA, AL, VA, NC, SC, TX, CO)

United States

Full-time

Remote

Entry, Mid Level

$49K/yr - $78K/yr

1+ years exp

SouthState Bank is a trusted financial partner known for its commitment to helping customers move forward. The Consumer Loan Processor is responsible for managing a pipeline of loan applications, collecting and reviewing consumer loan documents, and driving the loan process from application through closing.

BankingFinanceFinancial ServicesLendingWealth Management

Responsibilities

Receives incoming consumer loan closing and title requests in the Bank’s consumer loan origination system, including, but not limited to the following loan types: HELOC’s, Manufactured Homes with no land, Modifications

Reviews loan approval, supporting documentation, and Bank systems to determine that the appropriate due diligence is completed prior to sending loan request to consumer loan closing. The review process would include, but not limited to the following: loan approval documents, determination of HMDA eligibility for transactions, flood determinations, title work, insurance documents (including communicating the with insurance company), Settlement Statements/HUD/Closing Statements, funding documentation, initial disclosures, titling information, purchase contracts, entity documentation, appraisals

Requests documentation from Customer and/or Lender as applicable to the loan submission

Order third party services including, but not limited to, tax transcripts, title work, flood determination, survey, payoffs, vin verification, and insurance declarations information

Obtain all required conditions as established by underwriting

Keep Customer and Lender updated on document requests and loan status using verbal and written (electronic) communication practices

Coordinates closing date with Lender, Customer and/or Closing Agent

Manage pipeline of consumer real estate applications to meet department Service Level Agreements while meeting critical loan dates to provide an exceptional level of service to Customers and Lenders

Ensure the consumer loan origination system data is entered accurately and timely

Submit a complete and accurate loan file to Consumer loan closing

Other duties as assigned by management

Qualification

Consumer loan documentationLoan processingMicrosoft WordMicrosoft ExcelAdobeOutlookCustomer serviceIndependenceTime managementOrganizational skillsFlexibilityProblem solvingTeamwork