TD · 5 hours ago
Debt Specialist I (US)
United States
Full-time
Remote
New Grad, Entry Level
$22/hr - $27.75/hrTD Bank is one of the world's leading global financial institutions, committed to delivering legendary customer experiences. The Debt Specialist I role focuses on reducing losses by negotiating and collecting payments on delinquent retail, consumer, residential, or auto accounts.
BankingFinanceFinancial ServicesWealth Management
Responsibilities
Demonstrates sufficiency in a range of processes, procedures and systems to perform assigned tasks
Understands how the assigned duties relate to others in the team and how the team integrates with others
Handles own workload, coordinates tasks and services with others
Recognizes and solves routine problems that can occur in their own work area without supervisory approval
Evaluates and selects solutions from established options
Follows standardized procedures and practices and recommends opportunities to improve processes in their own work area
Uses communication skills to exchange technical or process information with composure and ensures underlying details are clarified
Determines reasons for customer delinquencies and uses standard methods and procedures to secure payment; Identify reasons why customers can or cannot pay
Identifies type of loan product involved, including residential mortgages, home equities, indirect loans, mobile homes, lines of credit, unsecured loans, recreational vehicles, overdrafts and others and modify approach accordingly
Develops familiarity with debt management counseling and information to provide to customers as necessary
Suggests changes or modifications to policies and procedures to supervisor based on day-to-day observations and activities
Serves as entry point for the identification, routing and documentation of all pertinent collection support processes (i.e. modifications, bankruptcy, skip-tracing, etc.)
Qualification
Required
High School Diploma or GED required
Ability to develop strong phone skills to effectively work with customers
Developing negotiation skills to arrive at best overall solutions within established guidelines
Sales ability to make regular phone calls, present Company in positive way to customers and tactfully but firmly collect payments
Ability to learn and explain wide variety of consumer loan product details
Writing ability to clearly document calls
PC skills sufficiency
Benefits
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development
Reward and recognition
Company
The Toronto-Dominion Bank & its subsidiaries are collectively known as TD Bank Group (TD).
Founded in 1852
10001+ employees
H1B Sponsorship
TD has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2022 (1)
2020 (6)
Funding
Current Stage
Late StageTotal Funding
$65MKey Investors
U.S. Department of the Treasury
2023-10-03Grant· $65M
Leadership Team
Brian Jacobson
Chief of Staff to the CEO, TD Bank, America's Most Convenient Bank
F
Foster Glenn
SVP, Chief Information Security Officer
Recent News
2026-01-11
Winnipeg Free Press
2026-01-09
2026-01-06
Company data provided by crunchbase