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American Integrity Insurance Company · 1 day ago

Comparative Rater Analyst

Tampa, FL

Full-time

Onsite

Mid Level

3+ years exp

American Integrity Insurance Company is a leading provider of homeowners insurance serving over 400,000 policyholders across the Southeast. The Comparative Rater Analyst will analyze data exchanged with comparative rater platforms, validate rating logic, and resolve discrepancies, while fostering partnerships across various teams to enhance rater functionality and performance.

Insurance

Responsibilities

Analyze inbound and outbound data exchanged between the company and comparative rater platforms to ensure accuracy, completeness, and consistency with filed rates and underwriting rules. Provide data-driven insights and reporting of findings

Validate rating logic, coverage mappings, underwriting questions, and eligibility rules as implemented within comparative raters

Investigate and resolve discrepancies between comparative rater quotes and internal rating systems or policy administration systems

Work with multiple raters and products to ensure healthy functionality and competitive positioning

Foster and maintain cross-functional partnerships with Sales, Underwriting, and Product teams to identify comparative opportunities and support rater implementations, enhancements, and ongoing maintenance

Support testing efforts related to new products, rate changes, underwriting updates, and comparative rater vendor releases

Develop and maintain strong documentation related to data mappings, rating logic assumptions, known limitations, and issue resolutions

Monitor production data and agent feedback to proactively identify trends, errors, or opportunities for improvement in comparative rater performance

Assist with root cause analysis for quoting or binding issues impacting agents or internal stakeholders

Communicate findings, risks, and recommendations clearly to technical and non-technical audiences

Interact professionally and maintain a positive attitude while working with a diverse group of internal stakeholders, vendors, and agent-facing teams

Qualification

Comparative rater platformsData analysisInsurance rating enginesSQL queryingAdvanced ExcelProblem-solving skillsDocumentation skillsEffective communicationAttention to detailTeamwork

Required

Bachelor's Degree or equivalent combination of education and experience

A minimum of 3 years of experience in the following areas is required: Working in Property & Casualty insurance with hands-on experience working with comparative raters, rating systems, underwriting systems, and policy administration platforms

Leveraging advanced data skills, including querying, extraction, mining, analysis, and visualization

Strong analytical and problem-solving skills with high attention to detail

Experience analyzing rating outputs, data mappings, and system integrations

Ability to interpret underwriting rules, rating algorithms, and coverage structures

Experience documenting business and technical requirements, data flows, and test scenarios

Knowledge of insurance rating engines or comparative rater platforms required

Advanced Excel skills, specifically with regards to data visualization, required

Knowledge of data warehouse (SQL) querying, required

Proficiency in Microsoft Excel, Word, and PowerPoint

Ability to communicate effectively with technical teams, business partners, and external vendors

Comfortable working in a fast-paced, priority-shifting environment