Ocrolus · 1 day ago
Mortgage Underwriter - Contractor
United States
Contract
Remote
Mid Level
$50/hr - $50/hr
3+ years expOcrolus is a company at the intersection of AI and fintech, aiming to streamline how financial institutions evaluate borrowers. They are seeking an experienced Mortgage Underwriter to apply deep underwriting expertise to test mortgage products, ensuring compliance with industry guidelines and collaborating with sales and product teams.
Artificial Intelligence (AI)BankingCreditFinancial ServicesFinTechMortgage
Responsibilities
Apply advanced knowledge of Fannie Mae, Freddie Mac, FHA, and VA guidelines to rigorously test mortgage underwriting tools and validate accuracy
Review borrower documentation (income, assets, credit, collateral, AUS findings) and confirm the correct application of underwriting rules within the product, such as income calculator output
Document test results thoroughly, flag discrepancies, and recommend solutions to ensure compliance with agency and investor standards
Serve as the subject matter expert on underwriting practices, providing clarity and context to both technical and non-technical teams
Translate complex underwriting requirements into clear and simple language and communicate effectively to stakeholders, both written and verbal
Partner closely with Product to share enhancement opportunities
Provide ongoing SME input to the Sales team
Communicate findings and recommendations effectively to both leadership and cross-functional stakeholders, ensuring alignment across teams
Qualification
Required
3+ years of mortgage underwriting experience, including FHA and VA
Skilled in reviewing borrower documentation (e.g., W-2s, tax returns, pay stubs, self-employment income, appraisal, title, etc)
Strong expertise in income analysis, credit evaluation, and AUS findings
Experience testing technology products or tools is a plus
Tech-savvy with ability to critique mortgage software and explain findings clearly
Excellent documentation, prioritization, and communication skills
Preferred
Experience with fintech or SaaS mortgage tools
Familiarity with automated income calculation or verification platforms
Exposure to agile product development environments
Company
Ocrolus
Ocrolus is an AI-powered data and analytics platform that enables faster and more accurate financial decision-making.
201-500 employees
H1B Sponsorship
Ocrolus has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2024 (1)
2023 (3)
2022 (4)
2021 (5)
2020 (6)
Funding
Current Stage
Growth StageTotal Funding
$126.97MKey Investors
Fin CapitalOak HC/FT
2021-09-22Series C· $80M
2020-08-25Series B· $13.47M
2019-06-25Series B· $24M
Leadership Team
Sam Bobley
Co-Founder and CEO
Ajay Shrivastava
Chief Operating Officer (Ocrolus) & Country Head (India)
Recent News
HousingWire.com
2025-11-01
HousingWire.com
2025-11-01
Company data provided by crunchbase