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Central Bank · 4 days ago

Mortgage Loan Officer

Springfield, MO

Full-time

Onsite

Entry, Mid Level

2+ years exp

Central Bank is seeking a Mortgage Loan Officer to assist prospects and existing customers in closing residential mortgage loans. The role involves interviewing clients, providing financial counsel, and engaging in business development activities to build long-term relationships.

FinanceFinancial Services

Responsibilities

Uses industry knowledge to assist prospects and existing customers with qualifying and converting application opportunities to closed residential mortgage loans

Interviews potential clients, assists them in selecting the appropriate loan product, assembles the information and documents required to ensure the process is smooth and the customer is satisfied

Engages in business development activities and sales calls outside the employer’s offices

Participates in the Bank’s STEP program by achieving an acceptable number of cross sales of other banking services

Develops long-term relationships with clients and referral partners, creating a database that will allow for continuous marketing 'touch points' over time

Provides excellent mortgage planning and financial counsel and ensures that reports and client documentation are accurate and done in a timely manner

Remains abreast of all regulatory, ethical and employer requirements and abides by them in all aspects of the work performed

Conducts relationships and activities consistent with established Bank policies, procedures and systems, the corporate code of conduct, Bank Secrecy Act and all applicable State and Federal laws and regulations

Qualification

Mortgage Lending ExperienceConventionalGovernment LendingMortgage Underwriting KnowledgeNMLS RegistrationMathematics SkillsCommunication SkillsComputer SkillsInterpersonal SkillsTeamwork AbilityWork Under Pressure

Required

Minimum Of 2 Years Of Mortgage Lending Experience Required

Exposure to conventional and governmental lending requirements and servicing released investor requirements

Excellent knowledge of conventional and government mortgage underwriting requirements, real estate settlement practices and of the real estate lending business in general

Holds applicable licenses as required

This position requires registration with the National Mortgage Licensing System and Registry, (NMLS), as created under the S.A.F.E. Act

Good command of the mathematics and reasoning skills involved in residential lending

High level of communication skills, both oral and written

Excellent interpersonal skills, a committed listener, shows empathy and deals well with all personality types

Computer skills; intermediate MS Word, intermediate MS Excel, intermediate MS Outlook, intermediate knowledge of Internet and database or CRM software

Ability to work under pressure of multiple projects and deadlines; ability to effectively prioritize workload and manage changes in direction

Able to operate with minimal supervision, high achiever and strong work ethic

Ability to work in a team environment

Ability to drive a vehicle. Must maintain a current, valid driver's license and an acceptable driving record for bank insurance purposes