Affirm · 3 hours ago
Analyst II, Trust and Safety Analytics
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Trust & Safety Analytics team is looking for a new member to identify customer pain points and test fraud verification strategies to optimize user experience during onboarding and transactions.
Financial ServicesFinTechLendingPayments
Responsibilities
Proactively explore data and identify opportunities to help accelerate product development or improve existing products in Trust and Safety, and drive the analytical work of online experiment to optimize the existing strategies to achieve better conversion rate
Translate analysis and trends into recommendations for business logic to improve identity and fraud conversion rates or fraud rates
Develop scalable frameworks to manage tiered cutoffs for proprietary fraud machine learning models
Evaluate innovative data sources to solve fraud risk, and partner with the data engineering team to develop and maintain the data pipelines for our core datasets for analytical purposes
Own end-to-end analytics workflow, including defining success and performance metrics, socializing them across the organization, and creating actionable dashboards and reports
Partner with Machine Learning on building fraud and identity verification strategies for new product, market, and user segments
Partner closely with Product and Engineering to identify highest impact points in the funnel to drive user acquisition and retention
Qualification
Required
2-4 years work experience in customer risk management at a payments or financial company
Fluent in SQL and Python
A team player with ability to collaborate and influence across different teams in the organization
Ability to clearly communicate findings and recommendations to both technical and non-technical audiences
Passion to understand how the product works and how to change to make it more effective
Strong time management skills and the ability to manage multiple projects and priorities
Able to thrive in a fast-paced environment and be responsive and available during high intensity moments
Bachelor's or Master's degree in a quantitatively rigorous discipline like engineering, statistics, math, or economics desired
Knowledge of the fundamentals of payment processing and an understanding of industry risk trends, including familiarity with risk strategy development
Benefits
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
Company
Affirm
Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.
H1B Sponsorship
Affirm has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (104)
2024 (96)
2023 (133)
2022 (179)
2021 (132)
2020 (57)
Funding
Current Stage
Public CompanyTotal Funding
$7.57BKey Investors
New York Life InsuranceSixth StreetPGIM Fixed Income
2025-10-31Post Ipo Debt· $750M
2024-12-17Post Ipo Debt· $800M
2024-12-13Post Ipo Debt· $4B
Recent News
2026-01-12
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2026-01-12
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