ACNB Bank · 1 week ago
Commercial Loan Officer
Maryland Region, Frederick, MD, US
Full-time
Onsite
Senior Level
$100K/yr - $140K/yr
5+ years expACNB Bank is a locally rooted, relationship-driven community bank that has been serving for over 167 years. They are seeking an experienced Commercial Loan Officer to build and manage a profitable commercial loan portfolio while deepening relationships across the bank.
BankingFinanceFinancial Services
Responsibilities
Developing and managing a strong portfolio of commercial relationships that consistently meets or exceeds loan and fee income goals
Becoming a recognized relationship lender in the local business community through proactive calling, referrals, and community involvement
Serving as the primary financial partner for your clients—identifying credit needs and introducing Treasury Management, Insurance, Wealth Management, and Mortgage solutions
Structuring and recommending sound credit requests by analyzing financial statements, cash flow, and risk
Exercising lending authority confidently and responsibly within bank policy
Collaborating with internal partners to deliver seamless, high-touch service to commercial customers
Qualification
Required
5+ years of commercial lending experience, including portfolio management and new business development
A proven ability to win, retain, and grow commercial relationships through consultative selling
Strong credit fundamentals, including experience analyzing financial statements and loan structures
Working knowledge of commercial lending policies, procedures, and documentation
Confidence making recommendations and decisions using sound judgment
Strong communication and interpersonal skills—you're comfortable in boardrooms and community meetings alike
Active involvement (or a desire to be involved) in local civic and community organizations
Comfort with standard banking technology and Microsoft Office tools
Preferred
Bachelor's degree in Business, Finance, or a related field
Benefits
Health, dental, vision, and a 401(k) with up to 4% employer match
Generous PTO plus 12 paid bank holidays
Ongoing professional development and long-term career growth opportunities
Company
ACNB Bank
ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA.
201-500 employees
Funding
Current Stage
Public CompanyTotal Funding
$15M2021-04-07Debt Financing· $15M
2010-12-31IPO
Leadership Team
James Helt
President & CEO
Dave Cathell
EVP~CFO
Recent News
2026-01-22
Maryland Daily Record
2025-11-19
ACNB Corporation
2025-10-23
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