VantageScore® · 10 hours ago
Senior Data Scientist
VantageScore is a leading credit modeling company focused on delivering innovative and inclusive credit scoring solutions. They are seeking a highly motivated Senior Data Scientist (AI/ML) to contribute to the development of credit scoring models and insights, while advancing their use of data to empower responsible lending.
CreditSoftware
Responsibilities
Conduct advanced research on structured and unstructured data, developing insights to support product management and new product development
Contribute to the design, development, evaluation, and deployment of machine learning (ML) models, including credit risk and predictive models
Serve as the team’s expert on GenAI/LLMs, adapting and fine-tuning models and ensuring explainability and compliance
Drive pilot program analyses, including back-testing, rejection inference, and performance analyses using diverse data sets
Improve and maintain existing model monitoring processes and develop compelling data visualizations and dashboards to communicate key insights to stakeholders
Partner with engineers to operationalize models into production systems, ensuring scalability and resilience at high data and inference volumes
Research and apply emerging AI/ML, GenAI/LLM technologies, staying abreast of state-of-the-art methods, tools, and best practices
Translate complex analyses into clear, actionable business recommendations for both technical and non-technical audiences
Contribute to thought leadership through white papers, presentations, and insights shared internally and externally
Qualification
Required
Master's or PhD degree in a quantitative field (e.g., Data Science, Applied Mathematics/Statistics, Computer Science, Engineering, Econometrics)
A minimum of 5 years of professional experience in advanced analytics, AI/ML/LLM, and data science in research and/or corporate environments
Proficiency in Python for data science and machine learning workflows
Proven experience with machine learning techniques (classification, clustering, regression, neural networks) for predictive risk and credit modeling
Strong track record of conducting research, developing analyses, and producing clear and impactful presentations or publications
Experience delivering insights and solutions that drive business impact
Experience working in Agile and cross-functional teams
Preferred
Deep expertise in GenAI - Natural Language Processing (NLP) and Large Language Models (LLMs) - including training, fine-tuning, explainability, and deployment
Deep expertise in advanced ML techniques (self-supervised learning, training optimization, explainability) with focus on credit scoring
Proficiency with modern ML/AI technology stack, such as PyTorch, AWS and related tools
Experience delivering innovative, scalable AI/ML solutions integrated into production platforms
High-level analytical problem-solving ability, with creativity in defining and solving ambiguous problems
Exceptional communication skills, able to convey technical concepts to diverse stakeholders
Self-motivated with a collaborative mindset and leadership presence — capable of challenging the status quo and championing innovation
Benefits
401(K) matched up to 7%
Flexible Time Off
12 Paid Holidays
Medical/Dental/Vision/Wellness benefits
Monthly Team Events
Modern Work/Collaboration Spaces
Company
VantageScore®
VantageScore empowers financial institutions to make smarter lending decisions.
H1B Sponsorship
VantageScore® has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (2)
2022 (1)
Funding
Current Stage
Growth StageRecent News
2025-11-08
Company data provided by crunchbase