This job has closed.

Bank OZK · 23 hours ago

Director-Relationship Manager Asset-Based Lending Group

Dallas, TX

Full-time

Onsite

Senior Level, Lead/Staff

10+ years exp

Bank OZK is a nationally recognized leader in financial services with over 120 years of experience. They are seeking a Director-Relationship Manager for the Asset-Based Lending Group, responsible for managing borrower relationships, overseeing loan portfolios, and underwriting new transactions while ensuring compliance and risk management.

BankingFinanceFinancial Services

Responsibilities

Manages and serves as primary contact for 8-10 assigned ABLG borrower relationships with a high degree of complexity and consistently promote positive relationships and interactions for all assigned borrowers

Ensures thorough servicing of ABLG loan portfolio in conjunction other Relationship Managers and ABLG Portfolio Manager in compliance with the Bank’s loan policy including, but not limited to, managing, directing, and reviewing execution of a number of functions, including:

On-boards new ABLG loans

Prepares loan modification and/or amendment requests when required

Processes recurring loan advances

Monitors borrower compliance with loan documents, collateral reporting and performance requirements, and financial performance requirements

Monitors borrower/guarantor financial conditions and compliance with loan and guaranty covenants

Oversees debt service payment calculation, billing, and collection

Oversees loan pay-off and release of collateral

Assists with the resolution of loan administration issues, including follow up on exception items, post-closing items, and loan billing; and

Assists with management of troubled loans

Oversees underwriting of new ABLG transaction by team, including but not limited to:

Analyzes financial and collateral performance

Prepares new credit request memos

Presents credit requests to senior management and/or Bank’s loan committee for approval

Conducts loan and collateral legal negotiations required; and

Coordinates legal documentation execution required between the Bank, Bank’s counsel; and the borrowers

Monitors risk within the ABLG loan portfolio to ensure potential challenges are identified on a timely basis and communicated internally and externally for timely resolution and proper risk mitigation

May directly manage other ABLG relationship management team members; absent direct management, serves as a mentor and trainer for less experienced staff

Completes special projects assigned by ABLG senior management as required

Regularly exercises discretion and judgment in the performance of essential job functions

Maintains good punctuality and attendance to work

Follows Bank policy, procedures, and guidelines

Qualification

Asset-based lendingFinancial analysisRelationship managementCredit request preparationManagement experienceAnalytical skillsMicrosoft OfficeMulti-taskingOrganizational skillsCommunication skills

Required

Knowledge of and experience in asset-based lending, transactions, and documentation

Knowledge of financial concepts to analyze complex industry, economic, and financial data and ability to interpret results and present findings

Ability to analyze and monitor performance of collateral

Ability to demonstrate effective analytical, logistical, organizational, and critical thinking skills

Ability to communicate effectively with a variety of audiences and articulate the strengths, weaknesses, and issues related to a transaction, in both written and oral presentations

Ability to multi-task and work well with exacting deadlines

Ability to work with minimal supervision

Ability to travel for business purposes

Skill in using computer, Microsoft Windows, and Microsoft Office (including Word, Excel, PowerPoint, and Outlook), and Solifi/Stucky

Bachelor's degree in finance, accounting, economics, business, or job-related field, or commensurate work experience, required

10+ years of experience as a commercial lender or banker (preferably with regional or national banks), required

Preferred

3+ years of management experience, preferred

Previous experience in relationship management and/or underwriting within asset-based lending, corporate and commercial banking, leveraged and/or structured finance, private equity, turnaround consulting, or mergers and acquisition consulting industries, preferred