Elevate · 3 days ago
Sr. Credit Dispute Coordinator
Fort Worth, TX
Full-time
Hybrid
Mid, Senior Level
2+ years expElevate is a company focused on financial services, and they are seeking a Sr. Credit Dispute Coordinator to manage credit bureau disputes and ensure compliance with relevant regulations. The role involves analyzing dispute data, performing fraud reviews, and collaborating with the credit reporting team to resolve issues.
CreditFinancial Services
Responsibilities
Analyze credit bureau dispute data and formulate accurate and timely responses to disputes
Correct loan information with the credit reporting agencies and in the applicable system of record
Perform initial fraud review process and track fraud accounts received through e-OSCAR
Ensure all reporting is accurate and in compliance with Metro II Credit Reporting Guidelines
Identify trends occurring in connection with disputes or data reported to credit bureaus
Alert and work closely with the credit reporting team to resolve any associated issues
Investigate and remove invalid credit bureau inquiries
Track and remediate identified issues
Analyze data trends to identify root cause of issues and work with applicable business partners on remediation
Develop and run performance reports as assigned
Review key preventative and detective monitoring reports to identify performance trends
Research reporting exclusions and work with upstream processes to remediate issues
Perform additional duties as assigned
Qualification
Required
Investigates, responds, and builds reports around credit bureau disputes received directly from customers and through E-OSCAR
Performs the initial fraud review process and tracks fraud accounts received through the e-OSCAR system
Investigations and responses must be in compliance with the Fair Credit Reporting Act (FCRA) and Fair and Accurate Transactions Act (FACT Act)
Analyzes credit bureau dispute data and formulates accurate and timely responses to disputes
Corrects loan information with the credit reporting agencies and in the applicable system of record
Ensures all reporting is accurate and in compliance with Metro II Credit Reporting Guidelines
Identifies trends occurring in connection with disputes or data reported to credit bureaus
Alerts and works closely with the credit reporting team to resolve any associated issues
Investigates and removes invalid credit bureau inquiries
Tracks and remediates identified issues
Analyzes data trends to identify root cause of issues and works with applicable business partners on remediation
Develops and runs performance reports as assigned
Reviews key preventative and detective monitoring reports to identify performance trends
Researches reporting exclusions and works with upstream processes to remediate issues
Performs additional duties as assigned
Bachelor's degree or equivalent professional work experience in the financial services industry
Ability to perform data analysis and determine true root cause
Preferred
2 years or more credit bureau dispute experience or involvement
Credit reporting dispute resolution and e-OSCAR hands-on experience
Regulatory familiarity of FCRA, FCBA, Reg. V and other pertinent regulations and court cases relevant to consumer reporting
Knowledge of the primary nationwide CRAs (such as: Experian, Equifax, TransUnion) and NSCRAs (Nationwide Specialty CRAs; e.g. Teletrack, Clarity,etc.)
Company
Elevate
Elevate, and the banks it supports, provide responsible, tech-enabled online credit solutions to consumers for immediate relief today and help them build a brighter financial future.
201-500 employees
H1B Sponsorship
Elevate has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (18)
2024 (18)
2023 (22)
2022 (30)
2021 (33)
2020 (33)
Funding
Current Stage
Public CompanyTotal Funding
$665MKey Investors
Park Cities Asset Management
2022-11-16Acquired
2021-10-13Post Ipo Debt· $50M
2017-04-06IPO
Leadership Team
Jason Harvison
Chief Executive Officer
Chris Lutes
Chief Strategy Officer
Recent News
2022-11-18
American Banker
2022-11-18
Company data provided by crunchbase