Upstart · 14 hours ago
Principal Product Manager, Capital Platform
United States
Full-time
Remote
Senior Level, Lead/Staff
$188K/yr - $260K/yr
7+ years expUpstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As a Principal Product Manager for the Capital Platform, you will own strategy and execution for complex capital platform problem spaces, leading initiatives that integrate product, engineering, finance, and compliance to deliver enterprise-grade solutions.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Own the strategy, roadmap, and execution for a major Capital Platform problem space with material business impact
Lead multi-quarter, cross-team initiatives that require deep systems thinking and operate under significant ambiguity
Design scalable, configurable platform capabilities that serve a diverse set of capital partners without fragmentation or bespoke delivery
Partner deeply with engineering to define product architecture, tradeoffs, sequencing, and long-term evolution of capital platform systems
Influence adjacent platform and vertical teams to ensure capital partner needs are consistently met across products
Use data, customer insight, and domain knowledge to make high-conviction product decisions and prioritize effectively
Deliver durable, enterprise-grade solutions that meet reliability, compliance, and operational requirements
Qualification
Required
7+ years of product management experience, or equivalent demonstrated scope and impact owning complex, multi-quarter initiatives
Demonstrated experience leading initiatives at a Principal / Staff-level individual contributor scope
Proven track record designing and shipping platforms or shared systems, not just standalone features
Experience working with complex B2B or B2B2C workflows (e.g., onboarding, configuration, payments, compliance, reporting)
Ability to operate effectively in regulated, high-reliability environments
Strong technical fluency and experience partnering closely with engineering on architecture and system design tradeoffs
Ability to drive alignment and execution across multiple teams and stakeholders without formal authority
Bachelor's degree or equivalent practical experience in a technical, analytical, or business-related field
Preferred
Experience building enterprise-grade platforms or infrastructure products, particularly in financial services, fintech, or regulated domains
Experience with zero-to-one product development, including defining problem spaces, validating solutions, and scaling initial implementations
Familiarity with capital markets, lending, or financial operations workflows
Experience building or evolving data platforms, reporting systems, or analytics products
Background working in high-growth or scaling technology companies
Prior collaboration with machine learning, data science, or advanced analytics teams
Benefits
Competitive Compensation (base + bonus & equity)
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
The Motley Fool
2026-01-03
The Motley Fool
2026-01-01
2025-12-17
Company data provided by crunchbase