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Continental Finance Company · 1 hour ago

Compliance Analyst

Wilmington, DE

Full-time

Hybrid

Entry, Mid Level

1+ years exp

Continental Finance Company is a growing financial technology company leading the marketplace in credit card marketing and servicing for consumers with less than perfect credit. The Compliance Analyst will support the Compliance Management System program to ensure adherence to various regulations and assist with audits, monitoring, and compliance processes.

CreditCredit CardsFinancial Services

Growth Opportunities

Responsibilities

Provide comprehensive support to all aspects of the Company’s CMS Program

Assist with the planning, preparation, execution and reporting of audits, monitoring, and testing in all aspects of the Company’s CMS Program

Prepare deliverables for audits, review testing findings, and make recommendations for improvements

Review suspicious transactions and support the QAR filing process with bank partners

Assist in the implementation of new-compliance related processes and subsequent business line integration

Effectively plan and function as audit lead for scheduled audits of various areas (compliance, operational, systems-oriented) subject to audit within the Company, assigning personnel to specific audit activities and reviewing audit deliverables for adequacy of coverage and content to support audit requests and findings

Develop, review, and analyze the ongoing effectiveness of all audit programs, recommending changes and improvements as appropriate, to the Audit Manager

Assist with maintaining the Company’s KYC/CIP and AML/BSA/OFAC Programs

Develop and implement effective audit techniques and procedures and utilize documentation skills which adequately support audit requests and findings within a timely manner

Evaluate and analyze the effectiveness of more complex procedures and internal controls within the assigned corporate or compliance area, using appropriate audit skills, techniques, and judgment

Assist the Compliance Manager, VP of Compliance, and Chief Compliance Officer with other ad hoc projects

Qualification

BSA/AML experienceConsumer lending complianceAudit techniquesCompliance risk assessmentsKYC/CIP ProgramsSuspicious transactions reviewMulti-taskingOrganizational skillsTeam collaboration

Required

Minimum 1-3 years of relevant consumer lending analytical compliance experience

Minimum of 1-2 years of BSA/AML experience

Bachelor's degree required

Strong knowledge of laws, regulations, and requirements applicable to consumer lending and credit cards including TILA, FCRA, UDAAP, FDCPA, ECOA, Fair Lending, E-SIGN, MLA, SCRA, EFTA, SCRA, GBLA, BSA/AML and OFAC

Experience with performing compliance risk assessments, audits, and/or monitoring and testing

Experience with review of suspicious transactions/SAR filing

Proactive, self-starter, capable of productive work both independently and as part of the team, with a desire to learn quickly and take ownership

Exemplary organizational skills

Strong track record in working collaboratively

Ability to multi-task in a fast-paced environment is essential, with prior experience working for a fintech, regulator, bank, or consumer finance business

Preferred

Other compliance certification or designation is a plus

Benefits

Competitive compensation and benefits

Hybrid work schedule which includes three (3) core days in the office (Tuesday, Wednesday, and Thursday) and two (2) remote workdays (Monday and Friday)