Farmer Mac · 2 weeks ago
Director - Internal Credit Review
District of Columbia, Washington, DC, US
Full-time
Hybrid
Senior Level, Lead/Staff
$210K/yr - $260K/yr
10+ years expFarmer Mac is a financial services company focused on agricultural credit. They are seeking a Director of Internal Credit Review to manage the internal credit review function, ensuring compliance with credit policies and assessing risk across the organization.
AgricultureCreditFinancial ServicesRental
Responsibilities
Conduct an annual internal risk assessment to tailor the credit review plan to the risk profile of the enterprise. The credit review plan should identify potential review areas, assess the degree of inherent risks and propose the level of examination coverage. Perform additional targeted examinations where needed
Ensure commercial strategies have been upheld in alignment with credit policies and procedures across all lines of business, including each operating segment (Farm & Ranch, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, and Renewable Energy)
Oversee design of testing for relevant processes, procedures, and key controls
Conduct regular, scheduled electronic and field loan reviews for loan quality, risk assessment, documentation, regulatory compliance, data integrity, and compliance with internal loan policies and procedures
Identify problem loans, underwriting weaknesses, and loan servicing deficiencies. Identify the cause and recommend actions to correct underlying weaknesses. Be cognizant of early warning signs that may be indicators of credit deterioration and adjust workflow to focus on the most significant issues
Conduct post-closing reviews of loans to ensure compliance with established underwriting policies and procedures
Assign a credit risk rating to each loan reviewed in accordance with Internal Credit Review policies and procedures. Evaluate the effectiveness of the internal risk rating processes
Oversee administration of Loan Review software platform for appropriate review scoping, line sheet construction, and post review reporting and issue tracking
Validate data provided by various Farmer Mac resources to ensure accuracy of information in the Loan Review software
Evaluate resource needs and work with the EVP-Chief Risk Officer and the Credit Committee to ensure that needs are addressed through either internal or external contracted sources
Contract and provide oversight with third party service providers as required
Author/review all internal credit review work product (in-house and third-party service providers) and written reports
Present completed reports and findings to the EVP-Chief Risk Officer and the Credit Committee
Evaluate and follow-up on management responses and corrective action plans
Evaluate the business culture for positive change in internal control recommendations
Coordinate planning and test work with Internal Audit, independent auditors, the Farm Credit Administration, and management
Lead, develop, and mature a team of credit review analysts
Qualification
Required
Demonstrated knowledge of Generally Accepted Accounting Principles and Auditing Standards
Demonstrated effective application of loan review and audit procedures to a variety of lending structures. Including, but not limited to, real estate secured, project finance, leveraged corporate lending, and syndications
Familiarity with loan underwriting, collateral evaluation, lien perfection and documentation requirements for loans
Thorough knowledge of accounting and understanding of business financial statements and income tax returns
Thorough understanding of cash flow and financial analysis relating to individuals, businesses, and commercial real estate
Working knowledge of federal regulatory compliance
Demonstrated analytical, problem solving, and interpersonal skills
Demonstrated ability to assist in the development of cross-functional relationships, and to balance team and individual responsibilities
Proficiency in Microsoft Office suite
Strong verbal and written communication skills to communicate effectively with customers, the EVP-Chief Risk Officer and other members of executive leadership, and the Credit Committee
Periodic travel is expected of this position
Bachelor's Degree in Accounting, Finance, Business Administration, or related field
A minimum of ten (10) years of progressively responsible experience within the financial services industry
Preferred
Master's or CPA preferred
Company
Farmer Mac
Farmer Mac is a financial-agricultural credit company that provides financial and agricultural solutions to rural agricultural communities.
51-200 employees
H1B Sponsorship
Farmer Mac has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
Funding
Current Stage
Public CompanyTotal Funding
$1.03B2025-12-03Post Ipo Debt· $313.5M
2025-08-20Post Ipo Equity· $100M
2025-06-11Post Ipo Debt· $300.1M
Leadership Team
Brad Nordholm
Chief Executive Officer
Zachary Carpenter
Executive Vice President - Chief Business Officer
Recent News
2025-12-08
2025-11-10
Company data provided by crunchbase