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GTE Financial · 14 hours ago

Loan Executive

Tampa, FL (HQ)

Full-time

Hybrid

Entry, Mid Level

1+ years exp

GTE Financial is looking for a Mortgage Loan Executive to join their team in Tampa. The role involves managing day-to-day sales and support for mortgage applications, ensuring member loan requests meet their needs, and building lasting relationships within the community.

Financial Services

Growth Opportunities

Responsibilities

Meeting with and counseling members on new mortgage loan options as determined by the current product guidelines

Engage with Community Financial Center teammates to develop quality referral strategies through product training and sales technique

Engagement with community organizations to develop a circle of influence for referrals. Including but not limited to participation in realtor events and activities, lead groups and local chamber membership

Proactively solicit new residential mortgage business and represent GTE in the market

Develop and maintain referral contacts and professional relationships with realtors, builders, etc

Analyze all loan file documentation to begin prequalification process, moving into full loan application entered Loan Operating System (LOS)

Working knowledge secondary market, FHA, VA and CU Portfolio loans and the documentation that goes with those loan products

Working knowledge of GTE’s full suite of lending products but also any other product offered to our members (i.e.: Checking, Commercial, Investments & Insurance Services)

Communicate lending decisions with regards to denials or counter-offers upfront

Retain and enhance mortgage acumen and maintain knowledge of mortgage products/services offered by the credit union

Reinforce the selling points of our loan types, rates, payments, and terms of mortgage products

Qualify for NMLS registration according to the Safe Act

Ensure compliance with all Federal regulations and disclose correct information to members as required by law

All work responsibilities are subject to performance goals and/or targets established as part of the annual performance planning process or as the result of organizational goal/production planning

Engage in weekly or bi-weekly team meetings, conference calls, and events as assigned

You must demonstrate a functional knowledge of the necessary federal laws and regulations

Good interpersonal skills to work effectively with management and staff

Engaged in campus activities and community involvement

Ability to handle multiple job responsibilities and tasks to accomplish goals and objectives

Implement actions plans to focus on areas of opportunity with all lending products

Must demonstrate a functional knowledge of the Bank Secrecy Act in addition to other Federal laws, including but not limited to: U.S. Patriot Act, Office of Foreign Assets & Control, Anti-Money Laundering, Right to Financial Privacy Act, and the Bank Bribery Act

Bilingual preferred (English/Spanish)

Qualification

Mortgage loan knowledgeNMLS registrationSecondary market knowledgeBilingual (English/Spanish)Interpersonal skills

Required

High school diploma or equivalent. Some college preferred

Min 1 -3 years' experience or combination of education and experience

Knowledge of secondary market is preferred

Qualify for NMLS registration according to the Safe Act

Ensure compliance with all Federal regulations and disclose correct information to members as required by law

Demonstrate a functional knowledge of the necessary federal laws and regulations

Demonstrate a functional knowledge of the Bank Secrecy Act in addition to other Federal laws, including but not limited to: U.S. Patriot Act, Office of Foreign Assets & Control, Anti-Money Laundering, Right to Financial Privacy Act, and the Bank Bribery Act

Ability to handle multiple job responsibilities and tasks to accomplish goals and objectives

Good interpersonal skills to work effectively with management and staff

Engaged in campus activities and community involvement

Desire to provide exceptional member experience and provide needs-based selling

A quiet workplace so you can focus on delivering excellent service to our members

Some positions will require performance standards to be met to qualify for alternative work arrangements

Required to have power and high-speed internet over 100MB (minimum)

Video capability (connection of 1.5 Mbps up and down recommended)

Candidates must provide and meet all technical requirements prior to the first day of training

Hybrid candidates must live within driving distance of the office location and be able to regularly commute to and from the office location as needed