Citizens Business Bank ยท 3 days ago
Credit Administrator
Bakersfield, CA
Full-time
Onsite
Entry, Mid Level
$155K/yr - $228K/yr
2+ years expCitizens Business Bank is seeking a Credit Administrator to oversee credit processes and ensure compliance with policies and regulations. The role involves approving loans, reviewing credit reports, and supervising a team of Credit Officers to maintain loan quality and manage delinquency reports.
BankingFinancial Services
Responsibilities
Complies with and stays abreast of all policies and procedures, federal and state laws applicable to the job
Provide, present and promote The Citizens Experience to all external and internal customers
Critiques Reports of Credit Extended on loan requests submitted for approval by branch loan officers. Assists the branches/departments in structuring new and renewed loan requests: Personal cash flow analysis and spreadsheets are checked for accuracy and corrected if necessary
Approves loans within delegated approval authority or recommends loans for approval exceeding theses limits. Inter-office memos are prepared advising the branches of loan approval conditions or reasons for declines
Reviews Repots for Credit Extended for loans approved by the branch for policy or technical deficiencies, loan quality, and assigns an appropriate loan grade. Prepare internal memo's citing policy exceptions or weaknesses found in each loan request
Reviews weekly delinquency reports and works diligently with the branches in their collection strategies. Assists Senior Management with seriously delinquent loans and OREO's as required
Attends monthly DLC meetings and discusses new and renewed loans, delinquent loans, and any adversely rated loans
Reviews real estate appraisals and prepares an appraisal review form
Reviews customer files that require annual term loan financial statement/tax return updates and recommends loan grade changes if appropriate
Other duties may be assigned
Qualification
Required
Fifth year college or university program certificate; or two to four years related experience and/or training; or equivalent combination of education and experience
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations
Ability to write reports, business correspondence, and procedure manuals
Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume
Ability to apply concepts of basic algebra and geometry
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form
Ability to deal with problems involving several concrete variables in standardized situations
Benefits
Annual bonus
Company
Citizens Business Bank
Citizens Business Bank is a banking company that offers financial services to customers.
1001-5000 employees
H1B Sponsorship
Citizens Business Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2023 (1)
2020 (1)
Funding
Current Stage
Public CompanyTotal Funding
unknown1983-04-08IPO
Leadership Team
David Brager
Chief Executive Officer
Recent News
2025-12-19
2025-12-17
2025-12-13
Company data provided by crunchbase