Enrichment Federal Credit Union · 1 week ago
Chief Risk Officer
Oak Ridge,TN,US
Full-time
Onsite
Director/Executive
7+ years expEnrichment Federal Credit Union is a non-profit organization dedicated to improving the financial well-being of its members. The Chief Risk Officer (CRO) will lead the Enterprise Risk Management program, focusing on identifying and managing various risks while collaborating with the executive team to align risk strategies with organizational goals.
Financial Services
Responsibilities
Own and maintain the ERM framework, risk appetite statements, and governance structure aligned with Board strategy and NCUA expectations
Lead the enterprise risk assessment process and risk profile reporting; aggregate Key Risk Indicators (KRIs) and ensure timely escalation
Lead enterprise compliance management, including NCUA Regulations and state-level rules as applicable; ensure compliant product design and marketing
Oversee audit plan and the regulatory examinations
Collaborate with legal and compliance team to address regulatory risks
Build and maintain operational risk frameworks
Oversee third party risk management (due diligence, ongoing monitoring, concentration risk, exit plans) across vendors, and critical partners
Provide independent oversight of cybersecurity and IT risk, including incident response, resilience, and controls testing, coordinate with Chief Technology Officer
Stay informed on emerging cyber threats and technologies
Own Business Continuity & Disaster Recovery governance and resilience testing
Develop strategies to protect and enhance the Credit Union’s reputation
Develop crisis communication and member trust initiatives
Monitor credit risk policies and ensure compliance with regulatory standards
Provide independent oversight of interest rate risk (IRR) and liquidity risk, review ALCO reports, stress scenarios, and contingency funding plans
Oversee the enterprise fraud risk strategy across all channels
Foster a risk-aware, member-centric culture—partner with business lines to embed risk at the design stage
Qualification
Required
7+ years risk management experience in financial services; credit union experience preferred
Strong knowledge of credit risk, compliance/BSA, and ALM/IRR; familiarity with operational and cyber risk
Experience with NCUA exams and Board reporting
Bachelor's degree in Finance, Risk, Business, or related field
Preferred
credit union experience preferred
Benefits
Medical, Dental, and Vision Insurance
Company paid Long-Term Disability, Basic Life, and AD&D
401k and Company Match
Vacation, Sick time, and Holiday pay
Employment Assistance Program
End of Year Bonus
Company
Enrichment Federal Credit Union
Enrichment FCU is here to enrich financial life with exceptional products and services through your entire life journey.
51-200 employees
Funding
Current Stage
Growth StageCompany data provided by crunchbase