Senior Credit Risk Manager jobs in United States
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First Electronic Bank · 9 hours ago

Senior Credit Risk Manager

First Electronic Bank (FEB) is dedicated to making credit accessible to everyday Americans and their businesses. They are seeking a Senior Credit Risk Manager to lead a team of credit risk analysts, manage credit strategy changes, and ensure effective oversight of the Strategic Partner credit program.

ElectronicsFinancial ServicesVenture Capital
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Growth Opportunities

Responsibilities

Lead and manage a team of credit risk analysts, including hiring, training, coaching, and performance evaluations
Oversee the Strategic Partner Credit Change Request process, Decision Testing and associated record tracking
Provide strategic direction and ensure timely review and effective challenge of credit strategy changes through the Bank's program change request process
Participate in due diligence initiatives for new products launched in partnership with Strategic Partners, with a particular emphasis on enabling the development of credit programs and the origination of financial receivables
Develop independent analysis to validate partner program policy changes and create summary reports for presentation to the Credit and Risk Committee
Monitor policy gaps and collaborate with Strategic Partner teams to improve policy adherence
Ensure reporting provided by Strategic Partners meets standards for internal governance and committee review
Develop and enhance credit risk governance processes to support Strategic Partner oversight and internal credit activities
Represent Credit Administration in internal and external audits and regulatory exams
Actively participate in Credit Committee meetings and provide leadership-level insights

Qualification

Credit risk managementAnalytical capabilitiesLeadershipCredit underwriting analysisCredit origination strategiesPower BISQLPythonAttention to detailOrganizational skills

Required

A bachelor's degree in finance, accounting, risk management or related field
Minimum of 5–7 years of experience in lending or financial services, with at least 2 years in a leadership or people management role
Strong analytical capabilities and credit underwriting analysis experience
Proven ability to lead and develop high-performing teams
Deep understanding of credit origination strategies and risk management principles
Ability to communicate complex credit strategies clearly to both technical and non-technical audiences
Experience working on cross-functional and collaborative projects
Knowledge of credit standards or rules for consumer or small-to-medium business lending
Ability to manage multiple priorities, meet time-sensitive deadlines, and deliver high-quality work for internal and external stakeholders
Exceptional attention to detail and organizational skills, with a focus on documentation and audit readiness
Proactive, self-motivated, and capable of driving continuous improvement in credit risk processes

Preferred

Familiarity with Power BI, SQL, or Python preferred but not required

Company

First Electronic Bank

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First Electronic Bank is a bank that provides consumer and commercial financing solutions.

Funding

Current Stage
Growth Stage

Leadership Team

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Derek Higginbotham
Chief Executive Officer & President
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Stephen Sorenson
Chairman of the Board of Directors, CEO (2019-2021)
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Company data provided by crunchbase