Magnit Global · 12 hours ago
Credit Analyst
Magnit Global is a personal finance company that offers financial products and educational tools on a digital platform. They are seeking a Credit Analyst to review and analyze small business loan applications, audit borrower files, and support credit decisioning while maintaining organized documentation.
Responsibilities
Review and analyze small business loan applications, including tax returns, balance sheets, profit & loss statements, and debt schedules
Audit borrower files to ensure completeness, accuracy, and compliance with bank credit requirements
Perform financial spreading and identify key risks, strengths, and inconsistencies in borrower financials
Support credit decisioning by flagging issues, missing documentation, or follow-up questions for internal teams
Manage assigned files within the credit pipeline to meet defined SLAs and turnaround times
Serve as a credit support resource to Sales and Relationship Managers to help prepare files for downstream review
Maintain organized and accurate documentation within internal systems
Qualification
Required
2+ years of professional experience in Credit, Accounting, Finance, or underwriting-related roles
Strong ability to read, interpret, and analyze small business financial statements
High attention to detail and comfort working in a high-volume, deadline-driven environment
Ability to work independently within clearly defined credit guidelines and processes
Clear written and verbal communication skills
Proficiency in Excel for financial analysis
Bachelor's degree in Finance, Accounting, or a related field required
Preferred
Prior experience with SMB lending or bank underwriting is a plus
Benefits
Medical
Dental
Vision
401K (provided minimum eligibility hours are met)