Union Savings Bank - CT · 8 hours ago
Mortgage Originator
Danbury, Connecticut, United States
Full-time
Onsite
Mid LevelUnion Savings Bank is a financial institution focused on mortgage origination, and they are seeking a Mortgage Originator to enhance their external mortgage origination process. The role involves developing strategies, coordinating mortgage call programs, and assisting customers throughout the mortgage application process.
Banking
Responsibilities
Develop and coordinate the Bank’s mortgage call program in assigned area focusing on referral sources such as realtors, attorneys, and branch staff
Perform phone duty assignments as required by being available to answer cold call customers’ questions and give them guidance
Interview mortgage applicants, assist customer in completing application and collect documentation to support application information
Explain different financing, mortgage programs and their requirements including risk based pricing
Analyze customer’s financial posture. Determine if it meets the loan criteria established by the Bank
Complete application package, submit information to Loan Origination System, and submit file to mortgage processing
Maintain contact on loan progress with processors and customers to provide assistance in collecting additional data as may be needed
Follow up post closing with customers to ensure total satisfaction
Submit monthly reports, as required, to team leader on a timely basis
Maintain a high profile with and participate in local community groups and organizations, increasing the Bank’s visibility within the community
Comply with all S.A.F.E. Act regulations including keeping registration information (including but not limited to name, home address and work address) up to date and status as active
Provide N.M.L.S. registration number to consumers upon request and in all written communications in accordance with law, specifically on e-mail signatures and business cards
Qualification
Required
Participate in the development and implementation of the Bank's external mortgage origination process
Collaborate with mortgage sales team leader to develop strategies to remain competitive in the marketplace
Develop and coordinate the Bank's mortgage call program focusing on referral sources such as realtors, attorneys, and branch staff
Perform phone duty assignments to answer cold call customers' questions and provide guidance
Interview mortgage applicants and assist customers in completing applications and collecting documentation
Explain different financing and mortgage programs and their requirements including risk based pricing
Analyze customer's financial posture to determine if it meets the loan criteria established by the Bank
Complete application package, submit information to Loan Origination System, and submit file to mortgage processing
Maintain contact on loan progress with processors and customers to assist in collecting additional data
Follow up post closing with customers to ensure total satisfaction
Submit monthly reports to team leader on a timely basis
Maintain a high profile with and participate in local community groups and organizations
Comply with all S.A.F.E. Act regulations including keeping registration information up to date
Provide N.M.L.S. registration number to consumers upon request and in all written communications
Company
Union Savings Bank - CT
Union Savings Bank, established in 1866, is a $3.0 billion mutual bank dedicated to providing excellent service to its customers and communities.
Founded in 1866
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Paul Bruce
Executive Vice President & Chief Financial Officer
Keith Wirtz, CFA
Vice President & CIO
Recent News
HamletHub
2024-05-04
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