Apply on Employer Site

American Savings Bank · 14 hours ago

Fraud Risk Analyst

Honolulu, HI

Full-time

Onsite

Entry Level

1+ years exp

American Savings Bank is dedicated to reducing fraud losses and ensuring compliance with regulatory requirements. The Fraud Risk Analyst will evaluate risk criteria to identify suspicious account activity, administer the fraud program, and collaborate with law enforcement and internal teams to enhance fraud prevention efforts.

BankingBitcoinFinancial Services

Responsibilities

Evaluates risk criteria and uses the criteria to identify suspicious account activity that may be fraudulent

Determines if blocking or closing accounts is required, and whether criteria is satisfied for reporting to regulatory agencies within regulatory guidelines

Responsible for general administration of the fraud program, which may include reviewing, investigating, determining and closing fraud cases and alerts

Responsible for investigating and making decisions with respect to sensitive and confidential noncustomer fraud cases

Responsible for working with law enforcement and the bank’s legal team with regard to enforcement cases, which may include testifying about operational fraud and testifying about bank records

Reviews case transaction reports and uses discretion to determine appropriate decisions within the bank’s risk appetite and with regard to meeting suspicious activity regulatory guidelines

Collaborates with the BSA and Fraud data team to develop analytical reports relating to fraud prevention

Contributes to preparation of the annual risk assessment

Collaborates on the development of fraud and fraud risk training

Coordinates, maintains and develops enhancements to various components of the bank’s enterprise fraud program

Qualification

Fraud investigationSAR filingData analysisRegulatory complianceJudgmentEffective communicationOrganizational skills

Required

One (1) to three (3) years of similar or related experience in investigating fraud or suspicious activity cases

One (1) to three (3) years of similar or related experience in making accurate SARs filing determinations

One (1) to three (3) years of similar or related experience in performing analysis of information/data to interpret and apply to business decisions

One (1) to three (3) years of similar or related experience in writing and presenting in a manner that effectively communicates with all levels of the organization

Demonstrated ability to work independently, applying knowledge of policies and procedures to deliver results

Demonstrated organizational skills and flexibility to adapt to rapidly changing priorities

Effective communicator, demonstrated through listening, writing, and oral presentations to broad constituency groups that may include management, internal auditors, external regulators, etc

Exercise of good judgement in making decisions related to SAR and Non-SAR determinations