PayJunction · 20 hours ago
Risk Analyst
United States
Full-time
Remote
Entry, Mid Level
$27/hr - $30/hr
2+ years expPayJunction is a company dedicated to helping partners succeed, and they are seeking a Risk Analyst to monitor and investigate merchant processing activities. The role involves ensuring compliance, conducting risk assessments, and collaborating with internal teams to support merchant success.
AppsMobile AppsPaymentsSoftwareTransaction Processing
Responsibilities
Utilize risk tools to monitor and investigate merchant processing activities, respond to customer inquiries, and verify transactions
Maintain a quality assurance rate of 95%+ in audit activities, detect and prevent fraud, and analyze transaction data for risk assessment
Concise document risk assessment findings, maintain accurate investigation records, and prepare clear summaries
Maintain phone coverage during core hours and ensure underwriting reviews are completed within stated policies
Ensure compliance with various alert / ticket SLA (set by ticket type)
Collaborate with the team to keep annual losses are within plan
Collaborate with internal teams to support merchant success
Stay current on industry trends
Ensure merchant adherence to regulatory requirements, company policies, and bank guidelines
Perform merchant account maintenance tasks
Provide support to the Credit team on merchant account reviews and underwriting
Qualification
Required
Bachelor's degree required - field of study in accounting, economics or finance preferred
Minimum 2 years experience in fraud prevention or risk management, with at least 1 year spent in the merchant services/payments industry
Experience working with various transaction & risk monitoring tools/systems
Experience using LexisNexis or a comparable tool to conduct KYC/KYB searches for business and signer information
Strong math skills for financial analysis, risk exposure calculation, processing trend evaluation, and assessing merchant risk profiles
Proficiency in Microsoft Excel for organizing and analyzing data from various sources, including financial statements, merchant processing statements, and bank statements
Detail oriented coupled with a high level of curiosity and risk awareness
Solid written and verbal communication skills
Able to juggle multiple tasks and deliver consistent high performance
Preferred
Ideally able to work an 8 am - 5 pm PT, Monday - Friday schedule
Benefits
Health, dental, and vision paid 100% by company for you and your dependents
401k with 6% match
FSA and Dependent Care FSA
Long-term & short-term disability coverage for you paid 100% by company
8 paid company holidays per year
2 paid floating holidays per year
1 paid volunteer day per year
Paid Time Off
Home office equipment stipend
Annual Learning Stipend
Quarterly “fun budgets” for team bonding events
Opportunity to be part of a company that is changing a whole industry
Opportunity for growth within the company
Opportunity for remote, in-office, or hybrid work
Company-provided equipment for your home office
An equipment allowance for home office essentials
Bright and open offices in downtown Santa Barbara
Stocked snack kitchens
Collaborative work spaces with Herman Miller chairs, height-adjustable desks, and a large 32-inch monitors
Dog-friendly office
Company
PayJunction
PayJunction is a cloud-based payment platform that helps businesses increase productivity, reduce costs, and elevate the payment experience.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Randy Modos
Co-Founder, President
Recent News
The Fintech Times
2025-07-11
2025-07-10
FinTech Global
2025-07-09
Company data provided by crunchbase