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PayJunction · 1 day ago

Risk Analyst

United States

Full-time

Remote

Entry, Mid Level

$27/hr - $30/hr

2+ years exp

PayJunction is a company focused on driving the success of its partners through innovative payment solutions. They are seeking a Risk Analyst to monitor and investigate merchant processing activities, provide customer support, and ensure compliance with risk management practices.

AppsMobile AppsPaymentsSoftwareTransaction Processing

Growth Opportunities

Responsibilities

Utilize risk tools to monitor and investigate merchant processing activities, respond to customer inquiries, and verify transactions

Maintain a quality assurance rate of 95%+ in audit activities, detect and prevent fraud, and analyze transaction data for risk assessment

Concise document risk assessment findings, maintain accurate investigation records, and prepare clear summaries

Maintain phone coverage during core hours and ensure underwriting reviews are completed within stated policies

Ensure compliance with various alert / ticket SLA (set by ticket type)

Collaborate with the team to keep annual losses are within plan

Collaborate with internal teams to support merchant success

Stay current on industry trends

Ensure merchant adherence to regulatory requirements, company policies, and bank guidelines

Perform merchant account maintenance tasks

Provide support to the Credit team on merchant account reviews and underwriting

Qualification

Fraud preventionRisk managementTransaction monitoring toolsLexisNexisFinancial analysisMicrosoft ExcelMulti-taskingDetail orientedCommunication skills

Required

Bachelor's degree required - field of study in accounting, economics or finance preferred

Minimum 2 years experience in fraud prevention or risk management, with at least 1 year spent in the merchant services/payments industry

Experience working with various transaction & risk monitoring tools/systems

Experience using LexisNexis or a comparable tool to conduct KYC/KYB searches for business and signer information

Strong math skills for financial analysis, risk exposure calculation, processing trend evaluation, and assessing merchant risk profiles

Proficiency in Microsoft Excel for organizing and analyzing data from various sources, including financial statements, merchant processing statements, and bank statements

Detail oriented coupled with a high level of curiosity and risk awareness

Solid written and verbal communication skills

Able to juggle multiple tasks and deliver consistent high performance

Able to work an 8 am - 5 pm PT, Monday - Friday schedule