The Agency · 3 days ago
Loan Officer
The Agency is a well-established community bank in Abilene seeking an experienced Commercial Loan Officer at the Vice President or Senior Vice President level. This role focuses on managing and growing a portfolio of commercial and small business relationships, with an emphasis on SBA and CRE lending, while ensuring compliance with bank policies and regulations.
Responsibilities
Manage and grow an assigned portfolio of commercial and small business relationships, with an emphasis on SBA and CRE lending
Originate, structure, and close commercial loans in accordance with bank policy and regulatory guidelines
Develop new business through referrals, community involvement, and professional networks
Serve as a trusted advisor to business owners, providing tailored lending and deposit solutions
Conduct thorough credit analysis, financial statement review, and risk assessment
Prepare and present loan requests to internal credit committees as required
Maintain strong asset quality through proactive portfolio management and ongoing client communication
Ensure compliance with all bank policies, procedures, and applicable regulations
Represent the bank positively in the Abilene community and support the bank’s community-focused mission
Qualification
Required
5+ years of commercial lending experience, preferably within a community bank environment
Demonstrated expertise in small business lending and SBA loan programs
Proven ability to manage and grow a commercial loan portfolio
Strong credit analysis and underwriting skills
Excellent interpersonal, communication, and relationship-management skills
Bachelor's degree in Finance, Business, or a related field (or equivalent experience)
Preferred
Established or transferable business development relationships
Benefits
Comprehensive benefits package