State Bank · 3 months ago
SBA Compliance and Servicing Specialist
Defiance, OH
Full-time
Onsite
Entry, Mid Level
2+ years expState Bank is seeking an SBA Compliance and Servicing Specialist who will be responsible for ensuring compliance with SBA regulations and supporting various servicing actions. The role involves maintaining knowledge of SBA SOPs, gathering documentation, and performing audits to uphold the integrity of SBA guarantees.
BankingCommercial LendingConsumer LendingFinanceFinancial Services
Responsibilities
Responsible for performing various duties to support SBA Compliance and Servicing; adhering to all internal policies, procedures, and practices in support of risk management, overall safety and soundness, and the Bank’s compliance with all regulatory requirements; communicating with management and appropriate staff personnel in order to integrate goals and activities; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports
Maintains intimate working knowledge of all required SBA SOPs to ensure proper oversight and compliance of SBA regulations
Ensures receipt and review of all SBA policy notices
Ensures receipt and review of all updates and notices from the National Association of Government Guaranteed Lenders
Attends various NAGGL conferences when required
Verifies SBA eligibility and compliance during and after credit and underwriting process
Verifies SBA eligibility and compliance during various loan-processing stages as needed
Maintains and coordinates various SBA training as required
Gathers necessary documentation required to assist servicing action requests from SBA borrowers
Follows all SBA requirements as it pertains to the specific actions requested
Works with internal Bank partners and borrowers, as needed, to gather necessary information and complete servicing actions requested, and in compliance with SBA regulations
Gathers necessary documentation to build SBA Guaranty Purchase Package
Works with internal Bank liquidation partners to ensure all SBA requirements are followed during liquidation process
Submits Guaranty Purchase Package to SBA in order to honor guaranty
Performs post-closing SBA loan file audit for required documentation, SBA underwriting compliance, and verification requirements to ensure integrity of SBA guaranty
Works with internal Bank partners as needed to ensure completeness of file audit and rectify any gaps noted in documentation, underwriting, or verification requirements
Pulls and reviews data from SBA Lender Portal and internal Bank systems
Updates reporting metrics monthly/quarterly with various populated data analytics
Coordinates departmental tasks with coworkers inside and outside the department in order to ensure an efficient process and the completion of essential tasks needing proper segregation of duties
Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; complies information as necessary or as directed and provides date to appropriate bank personnel
Responds to inquiries relating to his/her particular area, or to requests from customers, other personnel, etc., within give time frames and within established policy
Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the work place
Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management, overall safety and soundness, and the bank’s compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc
Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual or departmental circumstances
Qualification
Required
A B.S. or B.A. degree in a related field normally required; specialized banking education and training
Ability to obtain diploma/certification from National Association of Government Guaranteed Lenders is required
A minimum of two (2) years' experience in SBA Lending, Underwriting, or Processes required
Preferred
3-5 years preferred
Proficient reading, writing, grammar, and mathematics skills
Proficient interpersonal relations, communicative, and sales skills
A thorough knowledge of the features and benefits of all bank commercial products and services
A working knowledge of bank operating policies and procedures which impact commercial services
Visual and auditory skills
Valid driver's license
Company
State Bank
Headquartered in Defiance, Ohio, SB Financial Group, Inc.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Anthony Cosentino
Executive Vice President, Chief Financial Officer
Amy Hoffman
SVP, Chief Credit Officer
Recent News
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