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Liberty First Credit Union · 1 day ago

Mortgage Loan Officer - Lincoln, NE

Lincoln, NE

Full-time

Onsite

Entry, Mid Level

$0/yr - $90K/yr

2+ years exp

Liberty First Credit Union is a leading small company in Lincoln and Omaha, dedicated to providing meaningful work and professional development opportunities to its associates. The Mortgage Loan Officer will serve the credit union membership by promoting prudent borrowing activities and providing financial counseling on mortgage products while developing outside contacts to enhance business.

BankingFinanceFinancial Services

Comp. & Benefits

Responsibilities

Identify, develop and maintain outside contacts with realtors, builders, home improvement dealers, financial institutions, professional organizations/groups and others to develop business and the sale of mortgage loan/ other products and services of the credit union

Provide financial counseling on our mortgage loan products and follow through with scheduling, interviews, applications and closings on these products with potential new/current homeowners

Provide processing and underwriting skills that conform to the secondary mortgage market; credit and loan guidelines as set forth by the credit union and secondary market underwriting for loans

Gathering the necessary documents for timely and accurate loan processing

Promote credit union membership and develop/maintain the knowledge/ability to cross sell all credit union products/services for new/current members

Maintain expertise in the mortgage lending area regarding compliance, regulations, product development/implementation, pricing, funding, portfolio quality and auditing guidelines

Maintain a working knowledge of credit union’s data processing systems

Develop an understanding of credit union history, philosophy, organization, bylaws, and operational procedures

Conduct oneself in a positive professional manner in relationship to all credit union activities

Actively support our “sales and service “culture and demonstrate these skills by communicating to members the benefits and features of all our products and services

Expect and embrace change by being flexible and adaptable. Meet performance objectives and expectations (i.e. Sales, Quality Service and Reliability)

Develop a working knowledge of competitors’ products and services with a continued interest in improving quality services and products for the credit union

Complete in-house training based on required classes set up for this position. Continue education in other 2nd market mortgage loan products to better meet the needs of potential members

Assist in any area as directed by management

Qualification

Mortgage lending regulationsFinancial counselingProcessingUnderwritingMathematical skillsInterpersonal skillsSales skillsCustomer serviceAdaptability

Required

Must demonstrate exceptional interpersonal skills and professionalism necessary for promotion and sales of credit union products and services, serving credit union members and projecting a positive attitude/image

Must demonstrate a high degree of accuracy with intermediate mathematical skills (calculations and concepts involving decimals, percentages, fractions, etc.)

Will be required to exercise discretion and use effective independent judgment. The top candidates will be able to analyze complicated factual situations, apply functional principles and develop solutions. Judgment and decision making involve a variety of concrete variables where only limited standardization exists, including work governed by broad instructions and frequently changing conditions and problems

The ability to engage and perform work away from the credit union's places of business. A majority of the time will be spent away from the office promoting and selling credit union products and services and completing the related transactions

Preferred

Two years of experience preferred with knowledge of mortgage lending regulations tied to FHA, VA, Conventional, NIFA and the continuing changes to system and other underwriting guidelines

College degree preferred in a related discipline (business, finance, etc.)