Park National Bank · 20 hours ago
SW Commercial Credit Analyst I
Columbus, OH
Full-time
Hybrid
Entry Level
2+ years expPark National Bank is seeking a SW Commercial Credit Analyst I to prepare loan requests and conduct thorough financial analyses. The role involves underwriting, monitoring loan covenants, and assisting Commercial Lenders, while adhering to compliance and risk management standards.
AccountingBankingFinancial ServicesLendingRetirementVenture Capital
No H1B
Responsibilities
Accurately prepare loan requests and loan renewal write-ups; including global cash flow analysis, collateral analysis, industry analysis, management analysis, and overall repayment capacity
Complete underwriting in accordance with current regulations, compliance terms, bank policy, and legal requirements
Accurately spread financial statements and tax returns and analyze historical performance
Assist in the preparation of annual reviews of existing clients upon receipt of updated financial information
Monitor financial statement requirements, loan covenants, and borrowing base certificates and communicate findings to lender and manager. Prepare pertinent reports, tracking financial information and receipt thereof
Participate in identifying, measuring, monitoring, controlling, and mitigating credit risk of the commercial loan portfolio
Obtain, analyze, and incorporate third-party borrower information (e.g., credit reports, costar, RMA)
Accompany Commercial Lenders on calls and inspections, and assist with presenting loan requests to approvers as needed
Assist in loan review cycle and with classified asset reporting
Attend and participate in department meetings as necessary
Maintain orderly and up to date credit files
Maintain ownership for all accepted tasks
Take a proactive approach to learning and career development
Understand and promote the bank’s credit culture and credit policies
Maintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
Deliver a consistent, high level of service within our Serving More standards
Other duties as assigned
Qualification
Required
BA/BS, Business Management required
Accurately prepare loan requests and loan renewal write-ups; including global cash flow analysis, collateral analysis, industry analysis, management analysis, and overall repayment capacity
Complete underwriting in accordance with current regulations, compliance terms, bank policy, and legal requirements
Accurately spread financial statements and tax returns and analyze historical performance
Assist in the preparation of annual reviews of existing clients upon receipt of updated financial information
Monitor financial statement requirements, loan covenants, and borrowing base certificates and communicate findings to lender and manager. Prepare pertinent reports, tracking financial information and receipt thereof
Participate in identifying, measuring, monitoring, controlling, and mitigating credit risk of the commercial loan portfolio
Obtain, analyze, and incorporate third-party borrower information (e.g., credit reports, costar, RMA)
Accompany Commercial Lenders on calls and inspections, and assist with presenting loan requests to approvers as needed
Assist in loan review cycle and with classified asset reporting
Attend and participate in department meetings as necessary
Maintain orderly and up to date credit files
Maintain ownership for all accepted tasks
Take a proactive approach to learning and career development
Understand and promote the bank's credit culture and credit policies
Maintain awareness of and adherence to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
Deliver a consistent, high level of service within our Serving More standards
Interpersonal/Customer Service Skills
Written and Verbal Communication
Ability to understand and follow directions
Adaptable to change
Basic Computer Skills
Analytical Thinking
Ability to work as part of a team
Preferred
BA/BS, Finance / Accounting or other concentrations considered with 2+ years relevant experience
Company
Park National Bank
Banking is about relationships more than money. We’re a family of successful community banking teams led by strong, local leadership.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown1990-08-31IPO
Leadership Team
Samir Sanghvi, CISSP, GISP, GSTRT
Chief Technology Officer
Brady Burt
CFO
Recent News
2025-10-31
2025-10-28
Company data provided by crunchbase