The Bank of Missouri · 6 days ago
Commercial Loan Officer
Branson, MO
Full-time
Onsite
Mid, Senior Level
6+ years expThe Bank of Missouri is a community-focused bank with over 125 years of history. They are seeking a Commercial Loan Officer to originate, underwrite, and close commercial and agricultural loans while maintaining positive relationships with customers and ensuring compliance with banking laws and regulations.
Financial Services
Responsibilities
Maintain educational and professional expertise by completion of relevant on-line or in-house training, and/or through attendance at job related seminars, conferences, and workshops
Take loan applications, interview applicants and request specified information for loan applications; requests applicant credit reports, reference checks, and appropriate credit documentation to evaluate loan applications; analyze applicant financial status, credit, and property evaluation to determine feasibility of granting loan; and correspond with or interview applicant or creditors to resolve questions regarding application information
Compile loan package and facilitate negotiations with applicants according to established standards, such as fees, loan repayment options, and other credit terms; refers loan to underwriting for approval when required; ensure loan commitment/agreements are complete and accurate; assure timely loan closing and funding activities
Manage portfolio of existing relationships to include obtaining up to date financial information and evaluating the continued credit worthiness of the borrower. Credits are to be properly risk rated involving management when material deterioration in the credit quality of the borrower occurs. This would include periodic meetings with the borrower to discuss their business and address positives and negatives identified in a review of the financial information. Additional purpose of client meetings would be to provide the opportunity to determine if the borrower would benefit from additional products and services offered by the bank
Acquire and maintain knowledge, in order to comply, with all federal and state commercial lending laws and regulations necessary to perform commercial lending duties
Utilize government programs when deemed necessary to meet customer's credit needs
Maintain working knowledge of various types of loans to be held in the bank's portfolio
Courteously assist customers with inquiries and information requests, and resolve complaints relating to loan products and services offered
Participate in the collection procedures and processes to assure the timely collection of all delinquent accounts and develop revised loan repayment terms or schedules as necessary
Establish and maintain positive working relationships with loan businesses and other organizations to provide information regarding the lending programs and policies
Participate in the Bank's business development activities, represent the Bank in industry and professional associations, community organizations, local business groups, etc., and promote the Bank's favorable image
Make frequent outside calls on clients and prospects
Qualification
Required
Bachelor's degree (B. A.) from four-year college or university in the field of business, including specific courses in accounting, finance, and economics plus additional training in financial statement analysis; or six to seven years banking experience and/or training; or equivalent combination of education and experience
Benefits
Personal paid time off and paid holidays, as eligible
401K and Employee Stock Option Plan, as eligible
Generous medical, dental, vision, life and disability insurance
Fitness reimbursement
Learning, development and growth opportunities
Company
The Bank of Missouri
Neighbors helping neighbors, that's the way The Bank of Missouri began, and that's the mindset that continues to guide us today.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Adrian Breen
Executive Chairman / CEO / President
David Crader
CEO
Recent News
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2026-01-17
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