Director of Lending jobs in United States
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Loan Factory · 6 days ago

Director of Lending

Loan Factory is seeking an Executive Lending Director to grow and manage their Lending Division while developing the necessary platform, processes, and systems for Agency direct lending. The role requires expertise in lending operations, capital markets, and underwriting, with a focus on improving systems to support strategic growth.

InsuranceLendingMortgageReal EstateResidential

Responsibilities

Manage and grow the current Lending Division, including policies, procedures, and staffing
Develop the company’s agency-approved lending capabilities, including compliance and operational readiness for direct sales to GSEs and government agencies
Manage lender relationships and negotiate contracts
Oversee loan delivery and quality control for correspondent loans across all operational areas: closing, funding, post-closing, and underwriting support
Collaborate with underwriting, operations, capital markets, and compliance teams to ensure smooth correspondent and direct loan processing and adherence to investor guidelines
Design, implement, and continuously improve systems and workflows to support operations and scale growth efficiently
Manage and negotiate warehouse lines of credit to support lending funding needs
Hold profit and loss (P&L) accountability for the correspondent lending division
Monitor lending market trends, investor requirements, and regulatory compliance
Provide regular reporting on lending performance, financial metrics, and operational metrics to senior leadership
Implement best practices to grow loan volume while maintaining high-quality standards

Qualification

Lending operations expertiseUnderwriting knowledgeCapital markets understandingProcess improvementWarehouse lines negotiationCommunicationNegotiation skillsOrganizational skills

Required

Bachelor's degree in Finance, Business, or related field
1+ years of experience in direct lending with proven expertise in closing, funding, and post-closing
Strong technical skills with experience building or managing lending operations systems and process improvements
Proven experience managing and negotiating warehouse lines of credit
In-depth knowledge of correspondent loan products, investor guidelines, and secondary market processes
Excellent communication, negotiation, and organizational skills

Preferred

Experience or a strong understanding of underwriting and capital/secondary markets

Benefits

Health
Dental
Vision
401k
PTO
Potentially qualify for stock options

Company

Loan Factory

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Loan Factory is a mortgage broker that specializes in residential mortgages, online lending and real estate.

Funding

Current Stage
Late Stage

Leadership Team

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Thuan Nguyen
CEO of Loan Factory, Inc.
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Company data provided by crunchbase