Aflac · 6 hours ago
Group Dental Underwriter
United States
Full-time
Remote
Mid Level
$65K/yr - $85K/yr
3+ years expAflac is a Fortune 500 company recognized for its commitment to diversity and ethical practices. The Group Dental Underwriter will analyze risk and financial data to underwrite new business for group dental and vision products, while collaborating with brokers and internal teams to ensure profitability and compliance with regulations.
FinanceFinancial ServicesHealth CareInsurance
Responsibilities
Responds to a variety of moderately customized Requests for Proposal (RFP) involving Aflac Group Dental and Vision products and services; using established underwriting criteria and rating methodologies, analyzes risk and financial data to underwrite new business opportunities for medium to large groups and some Broker cases
Communicates with brokers or clients to discuss and/or obtain case details pertinent to the decision making process; considers the impact of underwriting decisions on profitability of the account, product line, and company; follows all applicable group regulations and works in support of the business’ goals
Initiates follow-up and adherence to established timelines; works closely with the sales team to ensure deliverables are met; develops strong working relationships with sales partners to obtain case details and understand unique needs of the assigned groups; collaborates with sales team and other internal departments to negotiate rates, benefit plan options, and other issues to optimize retention, growth and profit; is instrumental in managing and attaining market specific financial goals; participates in data analysis, product line reviews, and reporting projects
Maintains knowledge of current and emerging trends, assesses impact, and collaborates to incorporate into future solutions; ensures adherence to state, federal, and industry laws, regulations, guidelines, and publications
May develop retention illustrations to show areas of cost and expenses on some cases; communicates with sales operations/account relations and producers to discuss and negotiate underwriting offers and to ensure understanding of proposal creation
Collaborates with sales team to develop talking points and strategies to be used with the customer and broker regarding rate negotiation, benefit plan options and other issues to optimize retention, growth and profit
Communicates with sales, administration and claims to assess the rating and administrative impact or benefit and plan changes; discusses key business opportunities with senior management as requested
Coordinates with other departments to ensure the accuracy and consistency of account reporting; is instrumental in managing and attaining market specific financial goals; participates in data analysis and reporting projects
Performs related duties as required
Qualification
Required
Proficient group health underwriting knowledge
Proficient in broker and industry practices as pertains to product, enrollment techniques, and service needs of broker and client
Understanding of Aflac/Aflac Group's products and services, with an emphasis on Group Dental, affiliated systems and applicable operational policies and procedures
Knowledgeable in processes related to acquisition, implementation, service and billing of accounts
Strong math skills
Proficiency and experience using Microsoft Office suite software
Bachelor's Degree Business Administration or related field
Three or more years of professional job related experience in the group benefits industry
Or an equivalent combination of education and experience
Preferred
Completion of CLU, LOMA, HIAA or other insurance related courses
Background in Group Dental and/or Vision Underwriting is strongly preferred
Benefits
Medical, dental, and vision coverage
Prescription drug coverage
Health care flexible spending
Dependent care flexible spending
Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee)
401(k) plans
Annual bonuses
Opportunity to purchase company stock
11 paid holidays
Up to 20 days PTO to be used for any reason
State-mandated sick leave (Washington employees accrue 1-hour sick leave for every 40 hours worked)
Other leaves of absence, if eligible, when needed to support your physical, financial, and emotional well-being
Company
Aflac
Aflac is a company that offers individuals and companies supplemental disability insurance.
10001+ employees
H1B Sponsorship
Aflac has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (8)
2024 (2)
2023 (3)
2022 (7)
2021 (2)
Funding
Current Stage
Public CompanyTotal Funding
unknown1974-06-14IPO
Leadership Team
JR Shamley
SVP National Accounts Business Development & Growth Solutions
Matthew D. Owenby
SVP, Chief Human Resources Officer and Corporate Services Executive
Recent News
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