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Stride Bank, N.A. · 8 hours ago

Credit Analyst II

Oklahoma City, OK

Full-time

Onsite

Entry, Mid Level

2+ years exp

Stride Bank, N.A. is seeking a Credit Analyst II who will investigate and analyze credit risks. The role involves resolving moderately complex credit problems and developing financial background information on both current and prospective customers.

BankingFinancial ServicesPayments

Responsibilities

Analyzes all customer financial information, including but not limited to, business tax returns and financial statements, personal tax returns and financial statements, credit reports, rent rolls, budgets, projections and any other financial information available

Determines and performs appropriate level of stress testing

Identifies risk and potential ways to mitigate it

Risk rates the loan based on transaction, property, borrower and guarantor

Researches markets and industries and prepare reports for management

Prepares summary tables and writes the financial analysis section for loan proposals and makes recommendations to lender

Performs annual status reports on existing loans and relationships

Performs other duties as assigned

Qualification

Commercial credit analysisLending processes knowledgeUnderwriting income-producing real estateC&I underwritingAnalytical skillsTrustDiplomacyAttention to detailVerbal communicationWritten communicationInterpersonal communication