Commercial Loan Officer jobs in United States
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COCC · 5 days ago

Commercial Loan Officer

COCC is recruiting for a Commercial Loan Officer for a community-focused bank in Middlesex County. The role involves developing and managing business lending relationships, evaluating loan applications, and ensuring compliance with regulations while promoting the bank's services and engaging with the community.

ConsultingFinanceInformation TechnologySoftware
Hiring Manager
Christopher Braga, SHRM-CP
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Responsibilities

Originate and Manage Loans:
Interview commercial applicants and originate loans across all commercial products offered by the bank
Prepare and organize credit and loan documentation, including financial data, credit histories, and collateral details
Perform underwriting analysis, calculate ratios, review credit reports and appraisals, and collaborate with loan administration and credit teams
Approve loans within delegated authority or refer for higher-level approval
Conduct periodic reviews of existing commercial loan customers within the bank’s portfolio
Relationship Building & Business Development:
Provide consultative selling and exceptional customer service
Promote and cross-sell other bank products and services
Conduct regular business calls to prospects, centers of influence, and existing customers
Compliance & Risk Management:
Ensure adherence to federal and state regulations and internal credit/documentation standards
Maintain current knowledge of policies and procedures
Community Engagement:
Represent the bank at business and trade associations, civic functions, and community events
Actively promote the bank’s positive image and commitment to local communities

Qualification

Commercial LendingUnderwriting AnalysisSpreadsheet SoftwareRelationship BuildingCustomer ServiceNegotiation SkillsWritten CommunicationVerbal Communication

Required

Minimum 7 years of related experience or equivalent combination of education and experience
Proficiency in spreadsheet software, Windows-based applications, and service bureau programs
Strong verbal, written, and negotiation skills
Proven ability to build and maintain strong business relationships

Benefits

Collaborative Culture: Work with a team that values mutual success and support.
Flexibility: Choose to work from the corporate office or any branch location.
Community Impact: Be encouraged and supported to participate in local events and initiatives.

Company

COCC

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COCC is an information technology company that offers technology services from core processing to business process management.

Funding

Current Stage
Late Stage
Total Funding
$121.98M
2025-05-07Series Unknown· $13.88M
2023-05-08Series Unknown· $9.15M
2021-06-04Series Unknown· $9.58M

Leadership Team

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Lisa Jacobi
SVP, Chief HR Officer
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Matt L'Heureux
SVP & Chief Innovation Officer
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Company data provided by crunchbase