Exzeo · 4 days ago
Product & Reinsurance Analyst
Tampa, FL
Full-time
Hybrid
Entry, Mid Level
2+ years expExzeo is a company that focuses on insurance product development and reinsurance/risk management. They are seeking a Product & Reinsurance Analyst to support product performance, regulatory filings, data analysis, and reinsurance treaty administration, with a primary focus on product-related responsibilities and secondary focus on reinsurance-related activities.
Computer Software
Responsibilities
Assist in the creation, review, and maintenance of insurance forms, endorsements, and coverage language
Prepare and support rate and form filings through SERFF, including required documentation and supporting analysis
Develop rate, coverage, and feature comparisons versus key competitors across multiple states
Research and monitor state-specific regulatory requirements impacting product design, pricing, and reporting
Review key product performance metrics such as claim frequency, loss ratios, renewal retention, and segment profitability
Identify and support product enhancements to improve competitiveness and long-term profitability
Support ceded and assumed reinsurance programs by preparing treaty summaries, participation schedules, exposure exhibits, and capital impact analyses
Assist with reinsurance placement and renewal processes by preparing data submissions, pro formas, and marketing materials for brokers and reinsurers
Collect, validate, and analyze exposure, premium, and loss data used for reinsurance reporting and catastrophe modeling
Support the preparation of bordereaux, reconciliations, recoverable analyses, and internal reinsurance reporting
Streamline the review, interpretation, and communication of catastrophe model outputs from RMS, Verisk, or similar platforms, including translating results into clear insights for internal and external stakeholders
Prepare exposure data and, as needed, support the execution of in-house catastrophe model runs on the RMS platform
Maintain reinsurance documentation, including contracts, addenda, and collateral / trust support materials
Liaise with reinsurance brokers, reinsurers, regulators, rating agencies, and internal stakeholders to support placements, renewals, reconciliations, and compliance processes
Qualification
Required
Strong analytical skills with high attention to detail
Ability to manage multiple priorities and deadlines in a fast-paced environment
Strong written and verbal communication skills
Proficiency in Microsoft Excel, Word, and PowerPoint; ability to build clear, professional analyses and presentations
2–5 years of experience in insurance product, analytics, underwriting support, reinsurance, actuarial, or financial analysis roles
Preferred
Experience or exposure to SERFF filings, rate indications, or regulatory support is strongly preferred
Experience working with large datasets; familiarity with Access, SQL, or similar tools is a plus
Foundational understanding of reinsurance structures (XOL, quota share, etc.) is a plus
Experience working with catastrophe modeling platform(s) is a plus
Bachelor's degree preferred, with coursework or concentration in Risk Management, Finance, Economics, Math, Actuarial Science, or a related field
CPCU, ARe, ARM, or progress toward a professional designation is a plus
Benefits
100% employer-paid health, dental, vision, life, and disability insurance for employees
Flexible paid time off plan
401(k) match
Bonus potential
Company
Exzeo
Exzeo is a leading innovator of end-to-end, technology-powered solutions for the property and casualty (P&C) insurance industry.
201-500 employees
Funding
Current Stage
Growth StageCompany data provided by crunchbase