VyStar Credit Union · 3 hours ago
Senior Liquidity Analyst
Jacksonville, FL
Full-time
Onsite
Mid, Senior Level
3+ years expVyStar Credit Union is a financial institution that values its employees and offers competitive benefits. The Senior Liquidity Analyst plays a crucial role in managing and analyzing the organization's liquidity position, collaborating with various teams to ensure compliance and effective liquidity risk management.
AppsBankingFinanceMortgage
Responsibilities
Lead daily monitoring and reporting of liquidity positions, including ACH and wire activity
Develop and maintain near- and long-term cash flow forecasts using the Asset-Liability Management (ALM) model
Calculate and analyze liquidity ratios and early warning indicators
Prepare and present liquidity materials for CMRC and other governance committees
Manage wholesale funding sources and ensure effective collateral management
Design and execute liquidity stress testing scenarios, including forward cash exposure and contingency funding analysis
Evaluate liquidity risk under various macroeconomic and business scenarios
Support the execution and periodic review of the Liquidity Policy and Contingency Funding Plan
Assist in the development of stress testing assumptions and documentation for regulatory and internal use
Manage collateral requirements and settlement processes for derivative positions
Contribute to enterprise-level forecasts and Net Interest Income (NII) / Net Interest Margin (NIM) attribution analyses
Assist in behavioral modeling of deposits and prepayment assumptions
Support analysis of derivative instruments (e.g., repos, reverse repos) and their impact on liquidity
Recommend enhancements to liquidity and ALM models and reporting frameworks
Assist in analyzing pricing, periodic interest payments, and margin settlements for non-member and brokered deposits
Ensure compliance with internal policies and regulatory requirements related to funding and hedging instruments
Manage external relationships with brokers and non-member deposit sources and produce monthly reporting related to diversification and risk limits
Coordinate with counterparties and custodians to ensure timely and accurate processing of transactions
Support the annual budgeting and regulatory examination processes
Partner with FP&A, Risk, and Audit teams to ensure alignment on liquidity risk metrics and controls
Identify and implement process improvements and reporting efficiencies
Qualification
Required
Bachelor's degree in Accounting, Finance, Economics, Engineering, Statistics, or a related quantitative field is required
3+ years of experience in liquidity risk, ALM, or treasury functions within a financial institution
Proficient in Microsoft Excel and other Office tools
Strong analytical and problem-solving skills with attention to detail
Excellent verbal and written communication skills
Ability to manage multiple priorities and meet deadlines in a fast-paced environment
Demonstrates initiative, accountability, and a collaborative mindset
Preferred
Completion or progress towards MBA or Master's in quantitative finance discipline, CFA or FRM designation is preferred
Experience with liquidity modeling, stress testing, and regulatory reporting preferred
Experience with ALM systems such as ZM Desk, QRM, FiServ, Empyrean is preferred
Experience with Bloomberg and or fixed income portfolio systems such Yield Book or BondEdge is preferred
Benefits
401(k) Plan
An extensive paid technical and on-the-job training program
Tuition reimbursement--available to all full and part time employees
Company
VyStar Credit Union
VyStar Credit Union offers low loan rates and low- or no-fee financial services.
1001-5000 employees
Funding
Current Stage
Late StageTotal Funding
$200M2022-04-06Debt Financing· $200M
Leadership Team
Casey Callinsky
SVP, Strategic Initiatives
Recent News
2025-12-15
2025-12-10
Company data provided by crunchbase