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Gate City Bank · 2 days ago

Senior Mortgage Loan Officer

Minot, ND

Full-time

Onsite

Senior Level

5+ years exp

Gate City Bank is a community‑first, customer‑focused financial institution committed to making lives better. They are seeking an energetic, relationship‑driven Senior Mortgage Loan Officer to build connections and deliver exceptional mortgage expertise while supporting the community.

BankingFinancial Services

Culture & Values

Responsibilities

Solicit and sell 1 - 4 family loans through self-motivated marketing efforts that may include participation in sales calls, home-buyer seminars, Realtor and Homebuilders Association functions, Parade of Homes, Home Shows. An active, involved member of the community that attends community activities

Interview customers to obtain financial histories including income, assets, investments and debts. Analyzes the customer’s financial information to meet the customer’s needs by:

Educating the borrower on the advantages and disadvantages of mortgage loan products

Use every customer contact as an opportunity to advise customer about additional services or programs that may benefit them

Always asking the customer for his/her business

Prepare residential loan applications completely, accurately, and in compliance with Federal guidelines and Gate City Bank’s policies and procedures

Assist loan origination staff with the process of loans. Act with a sense of urgency in responding to required documentation

Meet established personal production goals and assists in the achievement of all the Bank’s annual production goals

Prospect, build, and maintain relationships with real estate brokers, local builders and contractors, and other sources for a continued source of production

Demonstrate knowledge of all current policies, procedures, and compliance pertaining to mortgage loans, including CRA

Responsible for training employees and mentoring of new Mortgage Loan Officers

Provide a “Wow” customer service experience for team members and customers

Develop and maintain productive relationships with team members, leaders, customers, and vendors

Prompt and reliable attendance is essential in order to provide expected levels of service

Must comply with all Gate City Bank policies, procedures, and applicable laws and regulations

Must be detailed-oriented and maintain high degree of accuracy

Ability to make decisions in a fast-paced environment

Qualification

Mortgage lending expertiseRelationship buildingSales experienceFinancial analysisCustomer serviceCommunication skillsTeam collaborationAttention to detail

Required

Bachelor's degree (B.A.) from a four-year college or university preferred; 5-7 years related (sales) experience; or equivalent combination of education and experience

Strong oral and written communication skills

Interpret and use data for decision making

Solicit and sell 1 - 4 family loans through self-motivated marketing efforts

Interview customers to obtain financial histories including income, assets, investments and debts

Analyze the customer's financial information to meet the customer's needs

Educate the borrower on the advantages and disadvantages of mortgage loan products

Prepare residential loan applications completely, accurately, and in compliance with Federal guidelines and Gate City Bank's policies and procedures

Assist loan origination staff with the process of loans

Meet established personal production goals and assists in the achievement of all the Bank's annual production goals

Prospect, build, and maintain relationships with real estate brokers, local builders and contractors

Demonstrate knowledge of all current policies, procedures, and compliance pertaining to mortgage loans

Responsible for training employees and mentoring of new Mortgage Loan Officers