One Park Financial · 1 day ago
VP of Credit & Business Intelligence (FL)
Miami, FL
Full-time
Onsite
Senior Level, Lead/Staff
8+ years expOne Park Financial is a leading provider of financing solutions for small and mid-sized businesses, recognized as a top workplace. The VP of Credit & Business Intelligence will oversee the Credit Policy & Analytics function, empowering small businesses by managing risk through advanced decisioning models and analytics.
Financial Services
Responsibilities
Own Credit Policy & Analytics across the organization - Credit Origination, Account Management, Portfolio monitoring, Collections and Loss/Growth Forecasting
Lead development, validation and implementation of advanced AI/ML models and strategies to expand small business access to finance, taking intelligent risks
Develop and maintain the key portfolio KPIs and inventory of periodic analysis to continuously identify risk and growth opportunities
Support effective challenge of Business Operations through Data & Data Science based Business Intelligence rhythms
Partner with Product, Engineering and Operations to productionize strategies in decision engines, while ensuring data quality, monitoring and controls
Leverage Open Banking (Plaid), Credit (Commercial & Personal), Business Identity, Fraud and validation sources to evaluate improvements in our Credit strategy and merchant experience
Identify areas to reshape user flows, reduce customer friction and optimize the credit funnel
Manage Analytics infrastructure needs for proactive highlighting of issues that need to be addressed and prioritized in the organization
Manage Executive discussions on Analytics prioritization for the most pressing business needs
Coach, Mentor and Develop the Analytics team to turn into effective Credit & Business Intelligence champions and credit policy owners
Qualification
Required
8-10 years of credit and/or analytics experience at Fintechs or Credit institutions, with 3+ years of direct merchant / SMB risk experience preferred
Deep knowledge of underwriting using bank & cash-flow analysis, bureau & alternate data, bureaus etc. with a focus on unsecured credit risk
5+ years of leading teams (data science, analytics, risk policy) and scaling analytics functions at a growing organization
Proven track record of implementing business intelligence-based optimization strategies (reporting & alerting) with P&L impact
Fluency in SQL and Python or R; experience with BI tools (PowerBI/Tableau) and cloud data platforms (Snowflake/AWS/Databricks)
Outstanding leadership, communication, and interpersonal skills, with the innate ability to inspire and motivate a team
Bachelors in a quantitative field; advanced MS/PhD qualifications are a plus
Benefits
Dental Insurance
Health insurance
Vision insurance
Paid time off
401k with Match
Company Paid ID Protection
Company Paid Life Insurance
Company
One Park Financial
One Park Financial offers financial services that connect merchants with the most diverse and experienced private business lenders.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
John Powley
Chief Technology Officer
Douglas Pilzer III
Authorized Partner
Recent News
2025-09-19
Company data provided by crunchbase