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The Citizens State Bank · 4 days ago

Ag Loan Officer

Newton, KS

Full-time

Onsite

Entry Level

1+ years exp

The Citizens State Bank is looking for an Ag Loan Officer responsible for developing and maintaining profitable agricultural banking relationships. The role involves soliciting new business, supporting agricultural services, and ensuring compliance with banking regulations.

BankingCredit CardsFinancial ServicesLending

Responsibilities

Solicit new business relationships as well as expanding and retaining existing customer relationships

Sell, promote, deliver and support all products and services in addition to agricultural lending products to new and existing customers

Support the agricultural service to customers including application interviewing and loan closing

Attend sales and product knowledge training and promotional meetings offered in order to keep current on all issues

Maintain knowledge of bank and retail lending policies, procedures and regulations that impact areas of responsibility

Represents bank in various civic and community functions to further enhance its image and develop additional business

Compliance with Bank Secrecy Act, OFAC and USA PATRIOT Act including Customer Identification Program, customer due diligence-beneficial ownership, identifying high risk accounts, reporting suspicious activities to Supervisor or BSA Department

Must be able to pay attention to details while performing multiple tasks simultaneously for periods of 2 hours or longer

Must show up to work regularly without excessive absences

Must possess strong interpersonal skills when interacting with internal and external customers

Must have fluency in English for effective job performance. Must be able to speak clearly, distinctly and be understood by co-workers and customers. Bi-lingual is a plus but not necessary

Must be able to demonstrate strong computer skills including MS applications, loan software, etc

Handwriting must be legible and in standard bank-specified format for clear reading by scanners and software

Writing skills must include the ability to spell correctly and use proper grammar and punctuation. This includes both e-mail and formal letters

Must be able to learn procedures within a bank-specified timeline and follow them accurately and consistently according to bank standards

Must be able to learn new duties and procedures and implement them into work habits within bank-specified timelines

Must be able to communicate to co-workers and customers concisely to answer questions, explain nuances of transactions, clarify new procedures, and ask questions for clarification

Must be able to hear and understand customer requests

Must be able to read accurately and retain information that was read and apply it

Must be able to lift and carry 20 pounds

Must be able to stand or sit for long periods (4 hours or more)

While performing the duties of this job, the employee is regularly required to talk and hear. The employee is frequently required to sit, stand; walk; use hands to finger, handle or feel; and reach with hands and arms

Other duties as assigned

Qualification

Agricultural lending experienceCustomer relationship managementLoan software proficiencySpanish bilingualTechnical capacityStress managementInterpersonal skillsCommunication proficiencyProblem solving abilities

Required

High school diploma or equivalent required

Bachelor's degree from four-year college or university; or one or more years related lending or ag experience; or equivalent combination of education and experience

Spanish bi-lingual capabilities are a plus