Upstart · 1 day ago
Director, Strategic Finance
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The Director, Strategic Finance will serve as the primary finance and strategy partner to the Small Dollar Loan leadership team, providing analytical insight and financial rigor as the business evolves.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Serve as the primary finance and strategy partner to SDL business leaders, ensuring alignment between strategy, financial outcomes, and execution
Act as a connective tissue across Product, Engineering, Operations, Analytics, Capital Markets, and GTM teams to drive clarity and accountability
Facilitate structured prioritization and trade-off discussions to focus resources on the highest-impact initiatives
Identify, evaluate, and size strategic opportunities, growth initiatives, and investment decisions
Build rigorous business cases, financial models, and scenario analyses to support go/no-go decisions
Partner with cross-functional teams to scope initiatives, align stakeholders, and drive recommendations through execution
Own ongoing financial and operational performance tracking for the SDL business
Monitor key metrics, identify emerging trends or risks, and lead root-cause analyses when performance deviates from expectations
Translate complex data into clear insights and actionable recommendations for senior leadership
Support short- and long-term financial planning, forecasting, and budget management for the SDL business
Partner with FP&A and Accounting to ensure accurate forecasting, reporting, and transparency
Improve reporting, tooling, and analytical infrastructure to support scalable decision-making
Qualification
Required
10+ years of experience in Strategic Finance, FP&A, Corporate Finance, Business Operations, or a similar analytical role
Strong analytical and problem-solving skills, with the ability to build and interpret complex financial and operational models
Advanced proficiency in Excel and/or Google Sheets; experience with SQL and BI tools such as Looker, Tableau, or Mode
Proven track record of partnering cross-functionally with Product, Engineering, Operations, and GTM teams
Experience building business cases, evaluating investments, and managing performance through KPIs
Excellent written and verbal communication skills, with the ability to influence senior stakeholders and drive alignment
Comfort working in ambiguous, evolving environments and translating strategy into execution
Preferred
Background in fintech, lending, consumer finance, subscription, or technology-enabled marketplaces
Experience with forecasting, cohort-based economics, unit economics, or credit-driven business models
MBA or advanced degree in Finance, Economics, or a related field
Benefits
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Recent News
The Motley Fool
2026-01-03
The Motley Fool
2026-01-01
2025-12-17
Company data provided by crunchbase