American Express · 1 week ago
Manager-Risk Management
New York, New York, United States
Full-time
Hybrid
Mid, Senior Level
$89K/yr - $150K/yrAmerican Express is a company with a rich history of innovation and a commitment to its customers and employees. The Manager of Risk Management will lead the development of credit, operational, enterprise, and fraud policies, focusing on enhancing the Client and Card Member onboarding experience while mitigating credit losses. This role involves collaboration across various functions to drive best-in-class strategies and capabilities.
Credit CardsFinanceFinancial ServicesPaymentsTravel
Responsibilities
Own end to end capability roadmap for transformation of existing Client acquisition journeys
Conduct data analysis for quantitatively designing profitable Client/Card Member acquisition frameworks and strategies with a keen focus on portfolio growth
Manage data strategy, data contribution policy, and relationships with strategic third-party data providers
Identify, evaluate, and integrate new data sources and capabilities into decision-making
Lead with an external focus, track developments in the marketplace to understand industry best practices
Develop and continuously enhance policies, processes, and controls for mitigating credit risk exposure and preventing fraud
Continuously monitor new account performance and react quickly to potential/emerging issues
Collaborate with colleagues across the enterprise to leverage partnerships, data, and services to drive innovative solutions to business challenges
Maintain an effective control environment and respond to operational breakdowns with discipline
Effectively communicate strategies to a broad spectrum of audience including senior leadership
Drive operational excellence and ensure full compliance with regulatory requirements
Qualification
Required
Advanced degree (e.g., MS, PhD, or MBA) in a quantitative field such as Econometrics, Statistics, Mathematics, Operations Research, Engineering, or Computer Science
Blend of analytical skills, process expertise, project management, and relationship-building skills
Ability to handle large datasets using SAS, SQL, R, Python or another similar programming language
Thought leadership and solution-oriented mindset
Ability to think strategically and apply both quantitative methods and business insights to drive results
Ability to build strong relationships in a cross-functional environment
Clear, effective written and oral communication skills
Preferred
Advanced degree is preferred but not required given a suitable combination of formal education and work experience
Credit/Fraud risk management experience and understanding of credit lifecycle is preferred
Benefits
Competitive base salaries
Bonus incentives
6% Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities
Company
American Express
American Express is a financial services company that provides credit cards, charge cards, payment solutions, and related services.
Founded in 1850
10001+ employees
H1B Sponsorship
American Express has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (137)
2024 (95)
2023 (95)
2022 (131)
2021 (111)
2020 (114)
Funding
Current Stage
Public CompanyTotal Funding
unknown1978-01-13IPO
Leadership Team
Brett Mooney
CEO & Country Manager, American Express Canada
Stephen J. Squeri
Chairman and CEO
Recent News
San Gabriel Valley Tribune
2026-01-17
Company data provided by crunchbase