Unified Bank · 1 day ago
Mortgage Loan Originator
Unified Bank is dedicated to creating better lives and futures for the communities they serve. The Mortgage Loan Originator is responsible for managing customer relationships, increasing the mortgage loan portfolio, and developing business contacts to attract mortgage customers.
BankingFinanceFinancial Services
Responsibilities
Conducts self according to the UNIFIED Way
Attracts new mortgage loan applications by developing relationship with the real estate community and makes sales calls to prospective customers
Develops a networking strategy to identify prospects
Develops and implements a call strategy in order to contact prospects
Creates convenience by promptly answering customer calls and meeting with customers based on times which are convenient for the customer. (Includes times outside of normal business hours)
Expands customer relationships by proactively reviewing customer needs
Make recommendations and provides mortgage advice to customers
Maintains an exceptional customer experience at all points of contact, both externally and internally
Serves as the liaison between the customer and the other areas of the Bank to meet the customer’s needs and resolve any customer issues
Identifies depository and other cross-selling opportunities for the customer
Ensures all documentation is in place for prompt decision making related to the loan process
Coordinates and communicates regularly with the Mortgage Lending Executive
Provides and prepares detailed loan information as requested
Actively participates in, and supports, Community Activities to promote the Bank and its products
Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank’s compliance with all regulatory requirements, including, but not limited to the Bank Secrecy Act, the Community Reinvestment Act (CRA), Equal Credit Opportunity Act, Lending Regulations, Deposit Regulations, etc
Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace
Performs other related duties as assigned
Qualification
Required
Exceptional Business Communication Skills (both verbal and written)
Effective Ability to manage and motivate others
Exceptional Organizational Skills
Proficient computer and typing skills
Exceptional Customer Service ability
Highly Detail Orientated
Strong ability to work Independently and as part of a Team
Ability to lift 40 pounds
Preferred
Bachelors Degree in Business/Finance and/or 5 years of relevant experience in the Banking Industry
3 to 5 years of lending/origination experience
Exceptional Leadership and Coaching skills
Experience with Microsoft Office products
Must maintain an active NMLS