St. Mary's Bank · 4 days ago
Commercial Credit Manager
Manchester, NH
Full-time
Onsite
Senior Level, Lead/Staff
10+ years expSt. Mary's Bank is a financial institution seeking a Commercial Credit Manager to oversee the credit administration function and manage a team of credit analysts. The role involves financial analysis, underwriting of business loans, and ensuring compliance with credit policies and regulations.
BankingFinanceFinancial Services
Responsibilities
Lead a team of credit analysts on loan originations, renewals, and reviews
Evaluate the creditworthiness of potential business members by analyzing financial statements, credit reports, and other relevant data
Work with Commercial Relationship Managers to evaluate credit profile and appropriately structure loan requests based on risk assessment
Review and approve credit applications based on Lending Authority Policy
Conduct real estate appraisal, environmental and inspection reviews in accordance with applicable guidelines
Manage vendor relationships including the administration of the loan origination/portfolio management system, LoanVantage
Primary contact for credit related audits and examinations
Manage US SBA guaranteed loan program
Qualification
Required
Bachelor's degree in finance, accounting, business administration, or a related field
Ten or more years of experience in commercial credit analysis
Knowledge of Federal, NCUA and State of NH banking regulations
Advanced knowledge of credit enhancement programs (i.e. SBA, NHBFA, and CDFIs)
Strong understanding of credit principles, financial analysis, and risk management
Preferred
A master's degree or professional certification (e.g., CPA, CFA) is a plus
Company
St. Mary's Bank
St. Mary's Bank is a not-for-profit credit union that provides banking and financial services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Ken Senus
President and CEO
Kevin Nihill, CFA
Chief Financial Officer
Recent News
NH Business Review
2025-09-12
Company data provided by crunchbase