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Harvest Wealth Group · 1 day ago

Servicing Financial Advisor, Series 7 & 66 Remote, Hybrid or In-person

Exeter, CA

Full-time

Hybrid

Mid Level

$100K/yr - $130K/yr

3+ years exp

Harvest Wealth Group is a growing financial planning firm headquartered in Exeter, CA, dedicated to serving hard-working families. They are seeking a Servicing Financial Advisor to manage relationships with approximately 200 clients, ensuring their financial plans are executed with excellence and addressing their service needs.

Financial ServicesLife InsuranceRetirementRisk Management

Responsibilities

Serve as the main point of contact for ~200 assigned clients

Respond quickly and follow through completely—no loose ends

Conduct annual review meetings for maintenance clients

Make proactive check-in calls to deepen relationships and uncover needs

Prepare and update financial plans, meeting materials, and review packages

Interpret planning results and translate them into clear, actionable conversations

Collaborate with the Senior FA to execute plan-related recommendations

Own all client-facing service conversations (distributions, RMDs, beneficiary changes, etc.)

Coordinate execution with the Operations Team while maintaining full client communication responsibility

Track all communication and next steps in the CRM with accuracy and detail

Identify planning gaps or opportunities within existing relationships

Surface sales opportunities to the Senior FA for strategic discussion

Prepare supporting materials, proposals, or data needed for Senior FA

Assist when a client chooses to move forward with planning or investment changes:

Call 401(k)/pension companies with clients for rollovers

Follow up with clients on statement requests, additional information, signing paperwork, or courtesy reminders and updates

Gather insurance/medical documents to prevent delays

Ensure every step of the process is accurate and timely

Provide complete and thorough directives for the Operations team to execute client service requests, plan agreements, investment directives, and open new accounts

Qualification

Series 7 LicenseSeries 66 LicenseFinancial PlanningClient Relationship ManagementCalifornia Life Insurance LicenseCFP CertificationData AnalysisInvestment Portfolio EvaluationRetirement Income PlanningTax-Aware PlanningCommunication SkillsDetail-OrientedTeam CollaborationSelf-Motivated

Required

Series 7 and 66 (or 63 & 65) - REQUIRED

3+ years in financial planning, paraplanning, or advisory support REQUIRED (THIS IS NOT AN ENTRY LEVEL POSITION)

Experience working directly with clients REQUIRED

Comprehensive Data & Document Analysis Ability to gather, verify, and interpret complex client data across cash flow, tax returns, insurance policies, investment accounts, retirement plans, equity compensation, and estate documents—ensuring accuracy, completeness, and suitability for planning

Advanced Financial Plan Construction (MoneyGuidePro) Build full financial plans including goals, protection modules, Social Security integrations, tax strategies, what-if scenarios, and multi-year projections; translate outputs into clear, actionable insights for clients and advisors

Investment Portfolio Evaluation Conduct thorough portfolio analysis, including performance relative to benchmarks, risk alignment using Nitrogen or similar tools, cash reserve adequacy, tax-efficient asset placement, cost-basis strategies, concentration risk, cash drag, and overall portfolio suitability

Retirement Income Planning Design and evaluate multi-source retirement income strategies through effective withdrawal sequencing, Monte Carlo stress testing, coordination of RMDs, Social Security optimization, annuity income integration, tax bracket management, and Medicare IRMAA awareness

Insurance & Annuity Analysis Review and evaluate term, whole life, universal life, indexed universal life, variable universal life, and annuities (fixed, indexed, variable), including running and interpreting in-force illustrations, comparing product structures, identifying gaps, and determining policy suitability or replacement opportunities

Tax-Aware Planning Model Roth conversions, distribution strategies, capital gains impacts, and multi-year tax projections using Holistiplan or equivalent tool; apply working knowledge of tax brackets surtaxes, Medicare thresholds, and tax-efficient investment and withdrawal strategies

Estate & Legacy Planning Integration Review wills, trusts, and POAs for alignment with client goals; identify inconsistencies in titling or beneficiary designations; support Wealth.com onboarding; flag unfunded or outdated estate structures; and recognize opportunities for legacy planning, incapacity planning, and generational wealth transfer

Synthesis & Communication Distill complex financial data into clear insights, advisor talking points, and client-friendly explanations—ensuring decisions are well-supported, compliant, and aligned with the client's long-term goals