U.S. Bank · 4 days ago
OFPMLO-TL
United States
Full-time
Remote
New Grad, Entry Level
$20/hr - $20/hrU.S. Bank is on a journey to help customers make better financial decisions and support community growth. They are seeking an individual to originate mortgage loans in a non-bank territory, handling applications and underwriting reviews while ensuring timely document processing.
BankingFinancial ServicesInsuranceMortgageWealth Management
Responsibilities
Originates mortgage loans in an assigned non-bank territory
Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval
Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources
Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations
Incumbents are expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations
Qualification
Required
National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z
Subject to the required registration process, which includes a criminal background and credit check
Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment
Preferred
Well-developed sales ability
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on the job training or some real estate brokerage experience
Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Ability to work independently
Ability to analyze financial information
Effective verbal and written communication skills
Established referral base within assigned market preferred
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Company
U.S. Bank
At U.S.
Founded in 1968
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
$991MKey Investors
U.S. Department of the TreasuryMitsubishi UFJ Financial Group
2023-09-29Post Ipo Debt· $55M
2023-08-03Post Ipo Debt· $936M
1978-01-13IPO
Leadership Team
John C Stern
CFO
Shruti Patel
Executive Vice President & GM, CPO- Business Banking segment
Recent News
2026-01-20
2026-01-20
2026-01-20
Company data provided by crunchbase