HCLTech · 17 hours ago
Mortgage Loan Underwriter
Westlake Village, CA
Full-time
Hybrid
Senior Level
5+ years expHCLTech is seeking a Senior Mortgage Loan Underwriter to join their team. In this role, you will be responsible for underwriting residential mortgage loans in compliance with GSE and internal guidelines, ensuring an investment quality loan product and creditworthiness of the borrowers.
Information and Communications Technology (ICT)IT ManagementOutsourcingSoftwareTelecommunications
Responsibilities
Completes a thorough analysis of loan files to determine compliance with investor
Evaluates the entire credit package and collateral for residential mortgage loans and ultimately ensures an investment quality loan product and creditworthiness of the borrowers and acceptability of the collateral. Identifies potential quality loans to be held in portfolio if secondary market guidelines cannot be met
Verifies the accuracy of all calculations
Maintains a working knowledge of secondary market underwriting guidelines, private investor and private mortgage insurance guidelines
Assists with maintaining compliance with all applicable federal, state and local laws, regulations and ordinances by abiding by compliance program and all policies, procedures, rules and regulations
Assists in the development of underwriting standards
Helps loan processors, giving general guideline interpretations and answering questions on specific loan files
Responds to post closing review and quality control audits in a timely fashion
Multi-tasking, high volume, available to be flexible and work weekends as needed
Qualification
Required
3 YEARS OF MORTGAGE UNDERWRITING EXPERIENCE REQUIRED
Current, in-depth knowledge of Fannie Mae and Freddie Mac lending guidelines
Thorough knowledge of complex personal and business financial analysis
Expertise in tax return and balance sheet analysis
Ability to make timely, accurate decisions on all loan transactions
Completes a thorough analysis of loan files to determine compliance with investor
Evaluates the entire credit package and collateral for residential mortgage loans
Verifies the accuracy of all calculations
Maintains a working knowledge of secondary market underwriting guidelines, private investor and private mortgage insurance guidelines
Assists with maintaining compliance with all applicable federal, state and local laws, regulations and ordinances
Assists in the development of underwriting standards
Helps loan processors, giving general guideline interpretations and answering questions on specific loan files
Responds to post closing review and quality control audits in a timely fashion
Multi-tasking, high volume, available to be flexible and work weekends as needed
High school or equivalent (Required)
Preferred
3-5 years of Processing experience
5+ years of Underwriting experience
Excellent organization and analytical skills required
Excellent written and communication skills required
Some college preferred, College degree desired
Intermediate to computer proficiency skills with MS Office, Excel and Mortgage Loan Applications/Software) Encompass 360 desired
Ability to multi-task, prioritize and function in a high-volume, fast-paced environment
Adaptability and acceptance to change
Benefits
Medical
Dental
Vision
Pharmacy
Life
Accidental death & dismemberment
Disability insurance
Employee assistance program
401(k) retirement plan
10 days of paid time off per year
10 paid holidays per year
Company
HCLTech
HCLTech is a global IT company offering digital, engineering, and cloud solutions partnering with businesses for transformation.
10001+ employees
H1B Sponsorship
HCLTech has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (2975)
2024 (3974)
2023 (3649)
2022 (3861)
2021 (4093)
2020 (4317)
Funding
Current Stage
Public CompanyTotal Funding
$220MKey Investors
ChrysCapital
2008-07-10Post Ipo Equity· $220M
2000-01-06IPO
Leadership Team
Vijayakumar C.
Chief Executive Officer
Alan Flower
Executive Vice President - CTO & Global Head, AI & Cloud Native Labs
Recent News
2026-01-17
Techcircle
2026-01-17
Company data provided by crunchbase