Commercial Underwriter jobs in United States
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EMC Insurance Companies ยท 2 days ago

Commercial Underwriter

positionTexas
timeFull-time
remoteHybrid
seniorityEntry Level
money$61K/yr - $84K/yr
date1+ years exp

EMC Insurance Companies is committed to making an impact through teamwork and collaboration. The Commercial Underwriter role involves maintaining a profitable book of business, analyzing risks, and developing agency relationships to ensure excellent customer experiences.

Financial ServicesInsurance

Responsibilities

Maintains and grows a profitable book of business for assigned middle market territory adhering to underwriting authority. Evaluates accounts for risk selection and pricing purposes
Analyzes exposure, company and region risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from Premium Audit or Loss Control and other relevant information to underwrite policies. Offers appropriate coverage, terms and conditions for exposures
Develops and fosters agency relationships. Educates agents on EMC products, underwriting appetite, systems, and services
Visits agencies to discuss accounts and provide agents with updates at EMC. Collaborates with marketing representatives to ensure agents receive excellent customer experiences, responsiveness, and select EMC as their insurer of choice
Effectively communicates risk acceptance and/or rejection decisions to agents
Collaborates with experienced underwriters to continue to develop understanding of company and regional risk appetite. Consults experienced underwriters to ask questions and gain understanding in underwriting best practices
Participates in the agency planning and review processes with marketing and regional management. Monitors progress of assigned agents and guides agents in achieving annual goals

Qualification

Commercial lines underwritingInsurance designationsAnalytical skillsDecision-making skillsNegotiating skillsCustomer service skillsMicrosoft OfficeSocial media knowledgeProblem-solving skillsCommunication skills

Required

Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience
One year of experience in commercial lines underwriting or related experience
Strong analytical, decision-making, and negotiating skills
Strong problem-solving skills and the ability to make sound decisions
Strong customer service skills
Ability to work effectively with others, as well as independently
Ability to maintain high standards of professional competence
Strong computer skills, including knowledge of Microsoft Office and social media
Ability to work on multiple projects while meeting deadlines
Strong written and verbal communication skills
Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if driving

Preferred

Insurance designations, such as AINS, AU, CIC, or CPCU preferred

Company

EMC Insurance Companies

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EMC Insurance is a top insurer based on net written premium, and we have more than 2,200 employees.
dateFounded in 1911
location
Des Moines, Iowa, USA
people-size1001-5000 employees
web-link
http://www.emcins.com/

Funding

Current Stage
Public Company
Total Funding
unknown
1982-02-12IPO

Leadership Team

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Matthew Spackman
SVP-Chief Human Resources Officer
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Philip Lucca
Retired
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Recent News

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Company data provided by crunchbase