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Citizens · 7 hours ago

Home Mortgage Loss Mitigation Decisioning Senior Specialist

10561 Telegraph Rd, Glen Allen, VA, 23059, US

Full-time

Onsite

Mid, Senior Level

2+ years exp

Citizens is a company that focuses on providing mortgage solutions, and they are seeking a Home Mortgage Loss Mitigation Decisioning Senior Specialist. The role involves analyzing property valuations, managing customer inquiries, and ensuring compliance with regulatory requirements during the loss mitigation process.

BankingCredit CardsFinancial ServicesFinTechRetail

H1B Sponsor Likely

Responsibilities

Analyze property valuations to determine loss exposure

Complete steps within the decisioning process work flow within assigned timelines to ensure maximum customer experience

Handle inbound calls from customers with questions related to their specific work out process

Ensure all regulatory requirements are met for each account within the Work out process

Assists management with forecasting pipeline volumes, loan losses, and delinquency based upon closed workouts

Analyze financial information to determine most effective work out strategy

Reviews financial data reported for accuracy i.e.: does the customer reported data match actual financials

Qualification

Mortgage lending guidelinesAutomated underwriting systemsCredit report interpretationAnalytical skillsDecision-making skills

Required

Strong understanding of mortgage lending guidelines (FHA, VA, Fannie Mae, Freddie Mac)

Proficiency in automated underwriting systems Back in the Black (BITB)

Ability to interpret credit reports, income documentation, and appraisal reports

Detail-oriented with strong analytical and decision-making skills

Preferred

Bachelor's degree or two years equivalent experience

Company

Citizens

Glassdoor3.6

At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.

Founded in 1828

Providence, Rhode Island, USA

10001+ employees

https://www.citizensbank.com/

H1B Sponsorship

Citizens has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

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2020 (1)